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A work comp program designed to improve employer cash flow for business owners.

Find out how your business might benefit from using our equal installment program designed to reduce the start-up cost of coverage and level premium payments.  This program is perfect for employers with higher premiums and consistent wages.

Our agency offers 12 Equal Installment Plans in most states throughout the country.  12 equal installment programs are not available for all risks or all by all of our insurance companies. 

Our 12 equal installment plans are similar to the traditional direct bill work comp programs in that they are based on estimated payroll and billed directly to the policy holder.  However, these insurance plans improve employer cash flow for the policy holder because they reduce the deposit amount required at start-up and spread the premium out over the entire 12 month policy period.

Here is an example based on a $10,000 insurance policy:

12 Equal installment plans are good for companies with medium to high premium with relatively stable payroll who prefer to pay their premium equally over the entire policy term.  Find out if your business qualifies today.

Workers Compensation Programs

• Direct Bill

  • The industry standard.  15% to 25% down with 3 to 9 installments.

• 12 Equal Installments

  • Available with some of our carriers to help improve cash flow and reduce upfront premium due.

• Self Monthly Reporting

  • An improved version of 12 equal installments that helps protect against additional audit premium.

• Direct Pay As You Go

  • A proprietary program of generating and paying premium based off of you current payroll system.

• QuickBooks Pay As You Go

  • A proprietary program where work comp is integrated into your QuickBooks software.

• Pay As You Go via your Payroll Company

  • A proprietary program whereas we report and collect premium from your current payroll company.

• Payroll/Work Comp Outsourcing

  • Our own solution for integrating payroll and workers' compensation into a single source solution.