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Alabama Workers Compensation Rates

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AL RATES

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Alabama currently ranks as the 10th highest workers’ compensation premium rates in the nation, according to a 2010 study completed by the OR Department of Consumer Business & Services. The study showed a slight improvement from 2008, when Alabama ranked 8th overall. Alabama rates are 20% higher than the national median.

Alabama employer will benefit from shopping their insurance rates with 3 or more carriers to ensure the find quotes with the lowest filed rates in the state.  Additionally, insurance companies doing business in Alabama are permitted by state law to issue premium credits and debits up to 25%.  Employers with good loss runs should qualify for underwriting credits.

Contact an AL Specialist at Workers Compensation Shop.com today to see if your business qualifies for lower rates and better premium discounts.  Call 888.611.7467 or start your quote online with our secure forms.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist

 

AL Comp Rates

 

Alabama Rates for Select Workers Comp Class Codes

Class Code

Low Rate Fund Rate

0042 Landscaping

$4.42 $10.90

3632 Machine Shop

$3.96 $9.76

3821 Salvage Yard

$8.36 $20.68

5022 Masonry

$8.94 $22.04

5183 Plumbing

$3.64 $8.97

5190 Electrical

$3.48 $8.58

5221 Concrete Construction

$3.74 $9.22

5437 Carpentry/Trim

$5.32 $13.11

5474 Painting

$6.82 $16.81

5478 Flooring

$4.60 $11.34

5645 Carpentry NOC Residential Construction

$14.04 $34.61

7228 Short Haul Trucking

$6.25 $15.41

8006 Gas Station

$2.37 $5.84

8017 Retail Store

$1.80 $4.44

8380 Auto Shop

$4.52 $11.14

8742 Outside Sales

$0.59 $1.45

8810 Clerical

$0.57 $1.23

8832 Doctor's Office

$0.37 $0.91

8835 Home Health Care

$2.95 $7.27

9012 Building Operations by Owner

$1.40 $3.45

9014 Janitorial

$3.52 $8.68

9015 Building Ops by Contractor

$3.40 $8.38

9082 Restaurant

$1.80 $4.44

9083 Restaurant Fast Food

$1.76 $4.34

9102 Lawn Care

$3.08 $7.59


State Resources for Alabama

Alabama Department Of Industrial Relations

649 Monroe Street
Montgomery, Alabama 36131
http://dir.alabama.gov/wc/

Alabama is under the  Jurisdiction of the National Council for Compensation Insurance and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed fund coverage in AL, if we can't find coverage with a private insurance provider.

 

Learn more about workers compensation insurance in Alabama

 
Alabama Exclusive Remedy

In Alabama, exclusive remedy generally means that an injured employee can't sue an employer for a work related injury if the employer has purchased a workers compensation policy required by law in Alabama.  Instead the employee is paid benefits under the policy coverage. 

 

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