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Florida Workers Compensation Rates

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FL RATES

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According to a recent study conducted by the OR Department of Consumer Business & Services, Florida ranked 40th for state workers comp premium rates.  Florida rates are 17% below those of the median state. This is an improvement from the 2008 study, when Florida ranked 28th. 

Florida rates are established and approved annually by the Florida Department of Workers Compensation.  Rates are based on recommendations from NCCI.  All carriers are required to charge the same manual rates for coverage in Florida; Florida is the only non-monopolistic states that require set rates for insurance companies.  Therefore, the only additional components of pricing Florida workers compensation are experience modifiers, drug credits, and employer safety credits.

Contact one of our Florida Specialists at (888) 611-7467 to get the current 2012 rates for your class codes or to find out if your business may qualify for additional policy credits.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist

 

 FL Comp Rates

 

Example of Current Rates in Florida for Select Class Codes

Class Description

Rate

Clerical

$0.25

Outside Sales

$0.49

Landscaping

$7.14

Painting

$7.91

Construction- Residential

$13.83

Masonry

$8.77

Flooring

$4.71

Home Heath Care

$2.48

Restaurant- Fast Food

$2.32

*Contact us for more rates and programs for your Florida business.

2012 Florida Workers Compensation Rate Update

Florida workers compensation rates have increased an average of 8.9% for 2012.  NCCI proposed the rate change in August of 2011 and the rates were approved by the Florida Insurance Commissioner.  The primary reason behind the proposed rate increase is based on claims experience and loss trends in the state.


Florida State Resources

Department of Financial Services

200 E. Gaines Street

Tallahassee, FL 32399
800-342-2762
http://www.fldfs.com

FL Division of Workers' Compensation

2012 Capitol Circle
SE Hartman Building
Tallahassee, Florida 32399-0680
850-921-6966

Start a quote for Florida Workers Compensation.

 

Learn more about workers compensation insurance in Alabama

 
FL Workers Comp Exemption

Certain owners in Florida may elect to be exempt from workers compensation coverage.  They are required to complete The FL Notice of Election to be Exempt (DWC 250).  This Form located in our Florida Forms library.

 

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