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Available Programs:

 Carrier Risk Tolerance:

Pay As You Go Workers' Compensation

All risks acceptable:  low, medium only

Direct Bill Work Comp

All risks acceptable:  low, medium, and high.

Pay As You Go General Liability

Contractor and service risks acceptable:  low, medium only

Commercial Insurance- Standard Lines

Most Risks

Commercial Packages- 12 Equal Installs

Non-construction risks only.

PaySmart Payroll & Insurance Management

Available

Workers Compensation Information:

 Owners Wages for Workers' Compensation

Individuals and Partners

$55,300.00- annual (effective 01.01.08).

LLC Members

Members who provide a service for monetary compensation are statutorily covered.

Members statutorily covered and owning 20% or more interest may elect to be exempt

Corporate Officers: Corporations

$20,800 Min Annual Payroll (effective 01.01.05).

Executives may be excluded by endorsement.

*Notes

 General Liability Information:

 Owners Wages for General Liability:

Individuals and Partners

$28,100- flat annual (effective 07.01.84).

Corporate Officers & LLC Members

$28,100- flat annual (effective 07.01.84).

MD Work Comp Resources & Links:

 MD Workers Compensation Forms:

State of Maryland

http://www.maryland.gov/

Maryland Workers’ Compensation Commission

http://www.wcc.state.md.us/

10 East Baltimore Street
Baltimore, Maryland 21202-1641
(800) 492-0479, (410) 864-5100; Fax: (410) 333-8122

Fraud: (800) 846-4069

info@wcc.state.md.us

Insured Workers’ Insurance Fund

http://www.iwif.com/

8722 Loch Raven Boulevard
Towson, Maryland 21286-2235
(800) 264-IWIF (4943), (410) 494-2000; Fax: (410) 494-2001

Injury Reporting Hotline: (888) 410-1400

Fraud: (888) ANTI-FRAUD (268-4372), reportfraud@iwif.com

Acord 130 Form

Certificate Request Form

ERM-14 Form

Order Loss Runs (Example)

NCCI Mod Authorization

* Information contained herein is based on the most accurate data as of the time of posting.  Please check with you states Division of Workers' Compensation Insurance for the most up to date information and to verify accuracy.