Workers Compensation Shop.com

Workers Comp Payments

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Easy Billing Plans
Contact a Workers Compensation Specialist

Monthly Workers Comp Payments

Our 12 equal workers comp payment and billing programs help improve cash flow for employers.

How to pay for workers compensation insurance

A work comp program designed to improve employer cash flow for small business owners.

Find out how your business will benefit from choosing our 12 equal installment program designed to reduce the start-up cost of coverage and level out your premium payments. This program is perfect for employers with medium to high premiums and consistent, predictable annual payrolls. Our Monthly installment billing plans work with monthly checks or automated monthly debits from your account.

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Work Comp Billing Questions? Call 888-611-7467 for a Workers Comp Shop Specialist

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Easy Payment Plans Available

We offer the most flexible workers comp payment options in the United States. We've partnered with some of the biggest and most creative workers compensation carries in the country, and we went back to the drawing board with our carriers to develop better payment programs to help our customers get their most affordable policy fast and with better cash flow options.

Several of our payment options require zero down deposits to make it more affordable to purchase and maintain coverage. We've also spread the payment terms out longer over a longer period of time. Why pay in full or make premium payments over 4 - 6 months when we can help spread your workers comp payments out of over 11 or 12 months.

* Our 11 and 12 equal payment programs are not available for all risks or all by all of our insurance companies.

Our equal monthly installments and other flexible payment plans are similar to traditional direct bill workers compensation programs in terms of being based on estimated payroll by classification code and billed directly to the policy holder's business address. However, our new insurance plans are better because they improve business cash flow for the policy holder and they often reduce the deposit amount required when you bind coverage, spreading the premium payments out over the entire policy period.

Workers Comp Billing Example: 12 Payments

Annual Premium:


Carrier Expense Constant:


State Surcharge/Tax:


8.33% Deposit:


Remaining 11 Installments:


Our equal installment and Flex-Pay payment plans are perfect for companies with annual premiums over $3,000. They generally work better for employers who have a consistent and predicable payroll. Employer's who have fluctuating or seasonal payrolls, or more than 3 workers' comp class codes may prefer our monthly reporting programs or Pay As You Go programs.

Call us today at 888-611-7467 to find out if your business qualifies for one of our easy and flexible payment plans. Or get started with an online quote now and we will find the best solutions for your coverage.

Insurance Company Payment Options

Insurance companies vary widely on payment terms and options. Most of our carriers offer payment options including:

  • Installment checks by mail
  • Payments over the phone by bank or credit cards
  • Online payments
  • Direct Pay As You Go options
  • Agency bill Pay As You Go
  • Monthly Self Reporting

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Agency Bill PayGo Insurance

PayGo workers comp plan

Payments and Late Fees

Most insurance companies charge late fees when payments are made after the due date. Insurance companies may even issue a notice of cancellation when a payment is later than 10 days. It is important that business owners make timely payments for their insurance coverage as it can become difficult to replace coverage with a new carrier once an employer has had their insurance policy cancelled.

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How to Combine Payroll and Workers Compensation?

At Workers Compensation Shop.com, we work with payroll service providers throughout the United States to help business owners cash flow their workers compensation via the payroll process. We're happy to either recommend a payroll partner in your area or work directly with your current company to integrate your workers compensation billing with your payroll.

If you process your payroll internally we offer an agency bill Pay As You Go program that enables you to report your payroll by classification code to our agency at the end of each pay period or month. We provide you with class code billing rates so you know exactly how much your premium will cost each period.

Get a Pay As You Go Workers' Compensation Insurance Quote.

Get better workers comp insurance rates

Our Best Selling Workers' Comp Programs

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We work with over 35 workers comp insurance companies across the U.S to shop your insurance coverage for the best price.



With dozens of Pay As You Go and easy installment plans to choose from, you get more flexible options for your business.



We've developed Target Programs with our insurance companies to help find you the right insurance product with lower rates.

Workers Compensation Experts Affordable Payment Plans.

At Workers Compensation Shop.com, we want to make buying workers' compensation insurance easier and more affordable than ever. That's why we've developed payment and billing plans for small business owners and larger, more complex, companies. Let us find the best deal for your business.

Request a quote online, or give us a call today at 888-611-7467 to find out how we can help insure your business.

National Agency Number: 8847381
National Producer Number: 5064979

Contact a Work Comp Specialist