Delaware Workers Comp Quotes

Insurance States

Workers Comp Programs

Workers Comp Information

Insurance Services

Agents and Brokers

 Workers Compensation Quotes


Questions? Call M-F (8-6) CST


Delaware Workers Compensation Rates

Workers Compensation » Insurance States » Delaware » DE Workers Comp Rates

DE Rates

Spacer for Workers Compensation Shop.

Delaware Workers Comp Insurance
Start a
Delaware Work
Comp Quote

According to the OR Department of Consumer Business & Services, Delaware ranks 34th highest in premium rates nationally.  The results, announced in the 2010 study, show a dramatic improvement for Delaware workers compensation rates from the same 2008 study, which ranked Delaware as the 7th most expensive in the country.

Matt Denn, then Insurance Commissioner and current Lt. Governor, ordered an 11.75% decrease in worker’s compensation rates in October of 2008, which lead to the dramatic change in rate rankings.  Delaware’s 28-state improvement made it the largest mover in the 2010 study.  Delaware premium rates are currently 9% below the national median.

Many employers have not received the full benefit of the rate reduction as some carriers applied more scheduled debits to make up for the loss in premium.  Workers Compensation offers free policy reviews for Delaware employers to ensure they are properly classified and benefiting from lower rates in DE.

Workers Compensation Programs

Delaware Workers Compensation

Workers Compensation Forms and Rules

DE Work Comp Programs

Workers Compensation Rates

DE Workers Comp Forms

Workers Comp Information

DE Workers Comp Information

Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist


 DE Comp Rates


Delaware Rates and Workers Comp Class Codes

Delaware is not under the state jurisdiction of the National Council on Compensation Insurance (NCCI) like most other states.  The Delaware workers compensation system is managed by the Delaware Compensation Rating Bureau.  The Bureau administers the DE State Fund or Assigned Risk Plan.

Delaware does publish a list of class codes and manual rates for the state fund but their is no comparative analysis published between the lowest workers compensation rates in Delaware and the Assigned Risk rates for the state:

The Department of Insurance in Delaware oversees the Residual Market Assigned Risk Plan for the state.  If an employer is unable to purchase workers compensation in Delaware from a private insurance company, they are eligible for a policy from the Delaware Workers Compensation Insurance Plan (DIP). 

In order to apply for State Fund coverage in Delaware, two or more voluntary markets licensed to quote coverage in Delaware must first decline the insurance application due to class codes or experience modification and loss history.

The fact is that the DIP is the carrier of last resort and no employer should buy coverage from the DIP unless they have no other options.  Aside from having rates up to 50% higher than private carriers, the DIP applies a surcharge of .50% to all polices issued through the Delaware State Fund.

Workers Compensation Rates

Workers Compensation is a national insurance agency with insurance partners offering some of the lowest workers compensation in Delaware and throughout the United States.

Contact one of our Specialists today at 888.611.7467 to see if your business qualifies for lower workers compensation rates in Delaware.  Or start a quote online here.

State Resources for Delaware

Office of Insurance Commissioner

841 Silver Lake Blvd., Rodney Building
Dover, DE 19904



Delaware Compensation Rating Bureau


DE Office of Workers’ Compensation


Fox Valley Office
4425 North Market Street
Wilmington, Delaware 19802
(302) 761-8200 (New Castle)
(302) 422-1134 (Kent and Sussex)

State of Delaware

DE Department of Labor
4425 North Market Street
Wilmington, Delaware 19802

DE Division of Industrial Affairs

4425 North Market Street, Third Floor
Wilmington, Delaware 19802
(302) 761-8200


Learn more about workers compensation insurance in Alabama

Work Comp Rates for Delaware

The Delaware Department of Insurance approved a workers compensation rate increase for Delaware effective December 1st 2011.  The average rate increase is a whopping 16.5% for the State Fund and 11.3% for the voluntary market.  The new rates approved by DCRB will make it more important for employers to shop coverage in Delaware than ever before.


Start a Delaware Work Comp Quote

Buy Workers Compensation

Start a Work Comp Quote

Have an Agent Contact Me

Pay As You Go Work Comp

Combine Payroll & Work Comp

NCCI Class Codes

Customer Stories


Customer Service

What is Workers Compensation



Contact a Work Comp Specialist

Independent Insurance Agents Associations.

Credit cards accepted to bind coverageWork comp down payments. 


Home  |  Insurance States  |  Delaware  |  Programs  |  Information  |  Services  |  Agents  |  Contact  |  Privacy  |  Resources  |  Site Map
Visit NCCI for more educational resources  |  Government agencies managing workers compensation insurance programs.
Copyright 2005 Workers Compensation All rights reserved.