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Illinois Workers Compensation Rates

Workers Compensation Insurance States Illinois IL Workers Comp Rates


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Illinois Workers Comp Insurance
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The rates for workers compensation insurance in Illinois rank as the 3rd most expensive in the United States.  According to a 2010 study conducted by the OR Department of Consumer Business Affairs, IL rates are 49% above the median state in premium rates.

The good news is that many insurance companies have began quoting workers comp again in IL over the past year.  This new found competition, along with recent comp reform in Illinois, should help drive rates down over 2012.

Employers are well advised to shop their IL work comp rates with multiple agencies or carriers since their is a dramatic variance between carrier rates filed with the state.  Our agency work with over 20 insurance companies currently writing coverage in IL. 

Call Our Comp Specialists today at 888.611.7467 to find out if we can help lower your IL workers comp rates, or start a no-obligation quote online.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist


 IL Comp Rates


Illinois Rates for Select Workers Comp Class Codes

Class Code

Low Rate Fund Rate

0042 Landscaping

$7.49 $16.57

3632 Machine Shop

$5.03 $11.12

3821 Salvage Yard

$8.13 $17.98

5022 Masonry

$13.19 $29.19

5183 Plumbing

$6.82 $15.07

5190 Electrical

$5.22 $11.54

5221 Concrete Construction

$7.63 $16.88

5437 Carpentry/Trim

$9.51 $21.01

5474 Painting

$8.27 $18.30

5478 Flooring

$8.38 $18.54

5645 Carpentry NOC Residential Construction

$14.95 $33.05

7228 Short Haul Trucking

$9.10 $20.12

8006 Gas Station

$2.79 $6.16

8017 Retail Store

$2.13 $4.72

8380 Auto Shop

$3.79 $8.37

8742 Outside Sales

$0.40 $0.88

8810 Clerical

$0.19 $0.42

8832 Doctor's Office

$0.37 $0.81

8835 Home Health Care

$2.14 $4.73

9012 Building Operations by Owner

$1.17 $2.59

9014 Janitorial

$3.66 $8.09

9015 Building Ops by Contractor

$3.20 $7.08

9082 Restaurant

$1.80 $3.99

9083 Restaurant Fast Food

$1.63 $3.61

9102 Lawn Care

$2.61 $5.78

State Resources for Illinois

Illinois Workers' Compensation Commission

4500 S. Sixth St. Frontage Road
Springfield, Illinois, 62703

Illinois is under the Jurisdiction of the National Council for Compensation Insurance and contracts with Travelers as the fund carrier.

Our agency can help employers find state fund coverage in IL in the event their are no available voluntary markets for coverage.


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Work Comp in Illinois

Illinois is part of the National Council on Compensation Insurance, or NCCI.  NCCI is a national non-profit organization that collects data for IL rates and claim information and advises the IL Department of Insurance on rates for the state.


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