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Delaware Workers Comp Rates

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Delaware Workers Comp Rates

Delaware workers' compensation rates continue to increase in 2018.

2017 rates for Delaware are expected to increase 7.2%. Rates on Workers' Compensation Insurance in the state of Delaware are expensive. Currently, work comp rates in Delaware are 25 percent higher than the national average. This ranks Delaware as the 9th most expensive state in the country to find coverage. These rates have risen dramatically in recent years. As recently as 2010, Delaware enjoyed rates six percent lower than the national average.

This rise in prices makes it crucially important for businesses to work with their insurance agents to take advantage of all the cost-saving programs available to their business. Because we are a nationwide agency, we partner with more than 30 insurance carriers. Most agencies only partner with a select few. This amount of carriers allows our agents to shop around your policy to make sure you are getting the most comprehensive coverage and the lowest rates.

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Questions? Call 888-611-7467 Today for Help With DE Workers Compensation Rates

DE Rates for Select Work Comp Class Codes Workers Compensation Icon.

Delaware is a competitive rating state and allows private carriers to offer workers comp coverage, but the state does not utilize NCCI for its Rating Bureau. The Delaware Compensation Rating Bureau (DCRB) administers all rules and manages the Delaware State Fund. Workers' compensation rates listed below represent the current insurance rates 6/1/17. Rates are set by the Office of Insurance Commissioner and the Office of Workers' Compensation. Insurance companies may be able to offer discounts and credits to policies.

Class Code

Low Rate High Rate

012 Landscaping

$5.55 $7.88

461 Machine Shop

$5.28 $7.50

608 Concrete Construction

$6.91 $9.83

648 Trim Carpentry

$6.62 $9.42

652 Carpentry Noc. Residential Construction

$10.29 $14.63

653 Masonry

$9.25 $13.15

658 Door & Window Installation

$12.02 $17.08

660 Alarm Installation

$2.86 $4.06

661 Electrical

$3.76 $5.36

663 Plumbing

$5.23 $7.43

664 HVAC Installation & Repair

$6.45 $9.17

665 Painting

$10.34 $14.71

668 Tile Installation

$7.89 $11.22

670 Flooring

$6.74 $9.57

675 Millwright Work

$5.11 $7.25

811 Short Haul Trucking

$9.40 $13.35

815 Auto Shop

$3.63 $5.16

859 Salvage Yard

$9.91 $14.09

880 Building Operations By Owner

$7.57 $10.75

897 Restaurant Fast Food

$3.51 $4.99

917 Convenience Store

$4.37 $6.20

928 Retail Store

$3.18 $4.52

940 Group Homes

$6.05 $8.60

942 Home Health Care

$3.10 $4.41

951 Outside Sales Person

$0.60 $0.85

953 Clerical - NOC

$0.22 $0.31

957 Doctors Office

$0.70 $1.00

966 Electronic

$3.15 $4.48

971 Janitorial Cleaning

$4.23 $6.02

973 Hotel Employees

$3.82 $5.43

975 Restaurant

$1.91 $2.71

Delaware workers comp rates vary by business classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses.

Delaware Workers Comp Codes

Delaware uses a unique non-NCCI 3-digit class code system. Delaware is under the state jurisdiction of the Delaware Compensation Rating Bureau. The Bureau is responsible for establishing workers comp rates, determines experience modification rates and administers the assigned risk coverage under the Delaware State Fund.

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State Resources for Delaware

Delaware Office of Workers' Compensation

State Office Building, Sixth Floor
820 North French Street
Wilmington, Delaware 19801

Delaware Office of Insurance Commissioner

841 Silver Lake Blvd., Rodney Building
Dover, DE 19904

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Delaware is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in DE. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our DE carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Delaware Work Comp:   Delaware | DE Programs| DE Rates | DE Forms | DE Info | DE Quotes
Workers Compensation Agents A+ BBB Rating

At Workers Compensation we value trust. That is why we've worked long and hard to earn an A+ rating from the Better Business Bureau. We want you to have confidence that our business practices are the best in the industry.

Give one of our Delaware workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Delaware Agency License: 1108317
National Producer Number: 5064979

Contact a Delaware Workmans Comp Specialist