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Delaware Workers Comp Rates

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Delaware Workers Comp Rates

Delaware workers' compensation rates continue to increase in 2019.

2019 rates for Delaware are expected to increase. Rates on Workers' Compensation Insurance in the state of Delaware are expensive. Currently, work comp rates in Delaware are 25 percent higher than the national average. This ranks Delaware as the 9th most expensive state in the country to find coverage. These rates have risen dramatically in recent years. As recently as 2014, Delaware enjoyed rates six percent lower than the national average.

This rise in prices makes it crucially important for businesses to work with their insurance agents to take advantage of all the cost-saving programs available to their business. Because we are a nationwide agency, we partner with more than 30 insurance carriers. Most agencies only partner with a select few. This amount of carriers allows our agents to shop around your policy to make sure you are getting the most comprehensive coverage and the lowest rates.

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Questions? Call 888-611-7467 Today for Help With DE Workers Compensation Rates

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DE Rates for Select Work Comp Class Codes Workers Compensation Icon.

Delaware is a competitive rating state and allows private carriers to offer workers comp coverage, but the state does not utilize NCCI for its Rating Bureau. The Delaware Compensation Rating Bureau (DCRB) administers all rules and manages the Delaware State Fund. Workers' compensation rates listed below represent the current insurance rates effective 6/1/2019. Rates are set by the Office of Insurance Commissioner and the Office of Workers' Compensation. Insurance companies may be able to offer discounts and credits to policies.

Class Code

Low Rate High Rate

0005 Tree Trimming- Pruning- Removal

$17.54 $23.65

0012 Landscaping Service

$4.68 $6.31

0035 Farm- Planting and Harvesting- Cannabis Growers

$17.00 $23.65

0108 Breweries- Craft Beers

$4.88 $6.58

0113 Winery- Wine Makers

$3.32 $4.48

0142 Dry Cleaning and Laundry Service

$3.22 $4.35

0441 Machine Shop

$1.82 $2.45

0601 Asphalt & Paving Work

$10.58 $14.28

0608 Concrete Work- Flat Work Cement

$5.85 $7.89

0609 Excavation and Grading Work

$5.57 $7.52

0645 Drywall Contractors

$7.59 $10.24

0648 Trim- Finish Carpenters- Cabinets- Countertops

$5.81 $7.84

0652 Door and Window Installers

$9.83 $13.25

0652* Residential Construction- Home Builders- Remodelers- Siding

$9.83 $13.25

0653 Masonry Construction

$7.51 $10.66

0658 Fence Installation & Repair

$11.40 $15.38

0659 Roofing Contractors

$21.61 $29.14

0660 Alarm Installation and Repair

$2.42 $3.70

0661 Electrical Work- Electrician

$3.39 $4.57

0663 Plumbing Contractors

$4.38 $5.91

0663* Solar Energy Contractors- Installation

$4.38 $5.91

0664 HVAC- Heating and Cooling Service/Repair

$5.63 $7.60

0664* Metal Building Construction

$5.63 $7.60

0665 Painting Contractor

$8.73 $11.78

0668 Ceramic, Tile and Stone Work

$8.28 $11.17

0670 Floor Installers- Wood-Carpet-Laminate

$6.39 $8.63

0674 Pool Installation- Pool Maintenance

$6.33 $8.53

0675 Garage Door Installation

$4.55 $6.13

0808 Package and Parcel Delivery

$6.66 $8.99

0811 Trucking- Short Haul and Long Haul

$8.47 $11.43

0813 Warehousing and Storage Facility

$5.18 $6.99

0815 Auto Service and Repair- Mechanic

$3.24 $4.37

0815* Auto Body Repair

$3.24 $4.37

0817 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$9.70 $13.09

0859 Salvage Yard-Automobile Recycling

$8.43 $11.38

0882 Residential Cleaning Service- Housekeepers

$6.95 $9.39

0884 Fitness Center- Health Clubs- YMCA Programs

$0.96 $1.30

0891 Child Care Center- Daycare Providers

$1.61 $2.17

0896 Social Service Organizations- Counseling- Family Services

$1.96 $2.65

0897 Fast Food Restaurant- Concessions- Doughnut Shop

$2.11 $2.82

0899 Bars-Taverns-Nightclubs

$1.64 $2.22

0917 Gas Stations- Convenient Stores

$3.72 $5.03

0928 Retail Stores- Merchandise- Cannabis Dispensary

$3.07 $4.13

0940 Group Homes- Temporary Shelters- Disability Facility

$5.65 $7.62

0943 Home Healthcare Workers

$5.03 $6.78

0944 Golf Courses and Country Clubs

$3.13 $4.22

0951 Sales Professional

$0.51 $0.70

0953 Clerical- Office Employee

$0.16 $0.23

0954 Security Guards- Patrol Officers

$3.08 $4.14

0957 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.61 $0.82

0959 Animal Shelters and Kennels- Veterinarian

$1.72 $2.33

0963 Religious Organization- Church- Temple

$0.39 $0.52

0966 Electrical Equipment Repair and Service

$3.33 $4.59

0969 Shooting Range- Amusement Park

$4.35 $5.87

0971 Property Management- Leasing Agent

$3.58 $4.83

0971* Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$3.58 $4.83

0973 Hotels and Motels

$3.38 $4.56

0974 Retirement Living Centers- Congregate Communities

$3.32 $4.48

0974* Nursing Homes and Assisted Living Facilities

$3.32 $4.48

0975 Restaurants- Catering

$1.83 $2.46

0978 Building Maintenance-Campgrounds-Camps-RV Parks

$3.07 $4.13

0992 Septic Tank Cleaning- Portable Toilets

$4.79 $6.46

0995 Refuse Collection- Garbage- Trash Service

$8.20 $11.06

Delaware workers comp rates vary by business classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. Our agency helps Delaware business owners shop for the most affordable workers' compensation rates.

Delaware Workers Comp Codes

Delaware uses a unique non-NCCI 3-digit class code system. Delaware is under the state jurisdiction of the Delaware Compensation Rating Bureau. The Bureau is responsible for establishing workers comp rates, determines experience modification rates and administers the assigned risk coverage under the Delaware State Fund.

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State Resources for Delaware

Delaware Office of Workers' Compensation

State Office Building, Sixth Floor
820 North French Street
Wilmington, Delaware 19801

Delaware Office of Insurance Commissioner

841 Silver Lake Blvd., Rodney Building
Dover, DE 19904

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Delaware is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in DE. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our DE carriers.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Delaware Work Comp:   Delaware | DE Programs| DE Rates | DE Forms | DE Info | DE Quotes
Workers Compensation Agents A+ BBB Rating

At Workers Compensation we value trust. That is why we've worked long and hard to earn an A+ rating from the Better Business Bureau. We want you to have confidence that our business practices are the best in the industry.

Give one of our Delaware workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Delaware Agency License: 1108317
National Producer Number: 5064979

Contact a Delaware Workmans Comp Specialist