Workers Compensation

Maine Workers Comp Rates

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Maine Workers Comp Rates

Maine workers' compensation rates continue to increase in 2018.

In Maine, rates on Workers' Compensation Insurance are higher than the national average. Businesses on average pay 16 percent more for their Workers Comp Coverage in the state of Maine. This makes it crucially important that employers make sure they are taking advantage of every opportunity to save on their work comp coverage.

At Workers Compensation, we offer coverage through more then a dozen providers who are actively quoting policies in Maine. This allows our agents to shop your businesses policy and get you the most complete coverage at the best rates in the industry. We also have flexible payment options that can help ease the burden on your business and allow you to spend more of your money on your business.

Call today for a quote at 888-611-7467.

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ME Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Maine represent the current insurance rates effective 4/1/17. Maine rates are set by Maine Bureau of Insurance and the Workers' Compensation Board. Insurance companies may be able to offer discounts and credits on policies. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$5.61 $9.90

3632 Machine Shop

$3.01 $5.42

3724 Garage Door Installation

$3.05 $5.49

3821 Salvage Yard

$5.07 $9.13

5022 Masonry

$7.78 $14.00

5102 Door & Window Installation

$6.57 $11.83

5183 Plumbing

$4.63 $8.33

5190 Electrical Wiring

$2.53 $4.55

5221 Concrete Construction

$6.01 $10.82

5348 Tile Installation

$4.40 $7.92

5437 Carpentry Trim

$5.69 $10.24

5474 Painting

$7.24 $13.03

5478 Flooring

$4.94 $8.89

5537 HVAC Installation & Repair

$4.91 $8.84

5645 Carpentry Noc. Residential Construction

$7.38 $13.28

7228 Short Haul Trucking

$7.74 $13.93

7605 Alarm Installation

$2.41 $4.34

8006 Gas Station

$1.65 $2.97

8017 Retail Store

$1.53 $2.75

8380 Auto Shop

$3.35 $6.03

8742 Outside Sales Person

$0.32 $0.58

8810 Clerical - NOC

$0.25 $0.45

8832 Doctors Office

$0.52 $0.94

8835 Home Health Care

$2.72 $4.90

8842 Group Homes

$2.53 $4.55

9012 Building Operations By Owner

$1.45 $2.61

9014 Janitorial Cleaning

$3.06 $5.51

9015 Building Operations By Contractor

$3.12 $5.62

9052 Hotel Employees

$1.91 $3.44

9082 Restaurant

$1.23 $2.21

9083 Restaurant Fast Food

$1.09 $1.96

9102 Lawn Care

$3.14 $5.65

9516 Electrical Equipment Service & Repair

$7.61 $13.70

State Fund coverage is managed by Maine Employers Mutual Insurance Company (MEMIC). Maine workers comp rates will vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modifier assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience.

We can quote tough class codes

At Workers Compensation, we help Maine employers with hard to place workers' compensation class codes. We use a diverse line-up of more than a dozen insurance partners. Because we partner with so many carriers, our agents are able to shop your work comp coverage in order to find the best deals. We can find the best deals not matter your industry or business type. We can find the right coverage at the right price no matter your industry. Give us a call today at 888-611-7467 or get started with a free no obligation quote online. It only takes a few minutes. We have already helped thousands of Maine Businesses buy more affordable coverage. Let us help yours.

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State Resources for Maine

Maine Bureau of Insurance

Consumer Services Division
34 State House Station
Augusta, ME 04333-0034

Maine Workers' Comp Board

27 State House Station Map It
Augusta, ME 04333-0027

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Maine is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in ME. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our ME carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Maine Work Comp:   Maine | ME Programs| ME Rates | ME Forms | ME Info | ME Quotes
Workers Compensation Agents More Carriers = Better Rates

At Workers Compensation we partner with more than 35 nationwide providers. This allows us to negotiate with many carriers instead of a select few, like most agencies. We can to get you more complete coverage at rock bottom rates.

Give one of our Maine workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Maine Agency License: AGN189722
National Producer Number: 5064979

Contact a Maine Workmans Comp Specialist