Workers Compensation

Minnesota Workers Comp Rates

Hz Spacer for Workers Compnesation Shop

Lower Rates and Same Quality Coverage
Contact a Workers Compensation Specialist

Insurance States Workers Comp Programs Workers Comp Information Insurance Services Agents and Brokers About Us

Minnesota Workers Comp Rates

Minnesota workers' compensation rates continue to increase in 2019.

Workers Comp Rates in Minnesota are competitive with the national averages and they have remained fairly steady for the past five years. It is still important to shop your businesses Workers Compensation Policy in order to find the most comprehensive coverage and the best rates. Our agents specialize in Workers' Compensation Coverage. We know how to get the best coverage and the most discounts for your industry.

We are a nationwide agency who works with more than 35 insurance carriers. This allows us to shop your policy to more carriers and find more options for your unique business needs. We also offer flexible payment options to help free up cash flow.

Call today to speak with one of our work comp experts 888-611-7467 and find out about all the ways we can help you save on your workers' compensation coverage.

Get Workers Comp Insurance Quote
Obtain the best deal on workmans' compenation

Online Workers' Compensation Quotes  Secure • Fast • Easy

Getting workers comp has never been faster or easier.

Or Have an Agent Contact You:

Your Name:



Phone Number:




# Employees:

Zip Code:

  * Required

MN Workers Compensation Insurance Minnesota Workers Compensation MN Workers Compensation Programs Minnesota Work Comp Programs
Workers Compensation Forms MN Workers Comp Forms Workers Comp Information MN Workers Comp Information

Questions? Call 888-611-7467 Today for Help With MN Workers Compensation Rates

Workkers comp bar

MN Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Minnesota represent the current insurance rates for 2019. Rates are regulated by the Minnesota Department of Commerce and Minnesota Labor and Industry. Insurance companies may be able to offer premium discounts and policy credits to policies. We offer Pay As You Go coverage in MN. Not all employers will qualify for the lowest rates available or maximum policy credits. We shop rates with more carriers so our customers get the best deal on their coverage.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$5.45 $5.45

0042 Landscaping Service

$12.57 $12.57

0106 Tree Trimming- Pruning- Removal

$12.57 $12.57

0917 Residential Cleaning Service- Housekeepers

$9.05 $9.05

2111 Winery- Wine Makers

$5.39 $5.38

2121 Breweries- Craft Beers

$3.27 $3.27

2585 Carpet Cleaning

$6.57 $6.57

2585* Dry Cleaning and Laundry Service

$6.57 $6.57

3632 Machine Shop

$6.66 $6.66

3724 Garage Door Installation

$8.99 $8.99

3821 Salvage Yard

$3.94 $11.25

5022 Masonry

$6.63 $18.95

5102 Door & Window Installation

$4.82 $13.78

5183 Plumbing

$2.66 $7.59

5190 Electrical Wiring

$1.87 $5.34

5221 Concrete Construction

$4.47 $12.76

5348 Tile Installation

$4.29 $12.27

5437 Carpentry Trim

$7.17 $20.49

5474 Painting

$4.86 $13.89

5478 Flooring

$6.17 $17.63

5537 HVAC Installation & Repair

$2.27 $6.49

5645 Carpentry Noc. Residential Construction

$6.83 $19.50

7228 Short Haul Trucking

$4.26 $12.18

7605 Alarm Installation

$0.69 $1.98

8006 Gas Station

$1.51 $4.32

8017 Retail Store

$0.91 $2.61

8380 Auto Shop

$2.03 $5.80

8742 Outside Sales Person

$0.21 $0.61

8810 Clerical - NOC

$0.10 $0.22

8832 Doctors Office

$0.24 $0.69

8835 Home Health Care

$1.19 $3.41

8842 Group Homes

$1.18 $3.38

9012 Building Operations By Owner

$0.98 $2.81

9014 Janitorial Cleaning

$2.39 $6.82

9015 Building Operations By Contractor

$2.39 $6.82

9052 Hotel Employees

$1.62 $4.62

9082 Restaurant

$0.85 $2.42

9083 Restaurant Fast Food

$0.97 $2.78

9102 Lawn Care

$2.31 $6.60

9516 Electrical Equipment Service & Repair

$3.34 $9.54

Minnesota rates vary by workers' compensation class codes and insurance company underwriting guidelines. Employers' who have an Experience Modification Factor assigned to their FEIN may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience. While there is not a State Fund in MN, assigned risk policies may be purchased through the Minnesota Workers Compensation Assigned Risk Plan (MWCARP). We a re a national agnecy and can help with coverage in Minnesota or across state lines.

MN Work Comp Credits

Minnesota allows insurance companies to file base manual rates with the state. However, it also allows carriers to add a scheduled credit or debit up to 25%. We partner with more than 30 nationwide carriers. More than a dozen are actively quoting policies in Minnesota. This allows us to negotiate bigger discounts on your behalf. Most agencies only partner with a select few carriers. Don't pay too much for you coverage. Let us shop your policy today by starting a quote online or calling one of our friendly agents at 888-611-7467.

Hz Spacer for Workers Compnesation Shop

State Resources for Minnesota

Minnesota Department of Commerce

85 7th Place East, Suite 500
St. Paul, MN 55101

Minnesota Labor and Industry

Workers Compensation Division
443 Lafayette Road
St. Paul, MN 55155

Hz Spacer for Workers Compnesation Shop

Find Lower Workers Comp Rates

Hz Spacer for Workers Compnesation Shop

Minnesota is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in MN. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

Hz Spacer for Workers Compnesation Shop

Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our MN carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

Get Minnesota Workers Compensation Quotes

  work comp shop vertical line  
No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
work comp shop vertical line Buy Workers Comp Fast
Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

Independent National Agency

You Need an Independent Insurance Agency

Workers Comp Insurance Quote Form

Learn more about workers compensation insurance in Minnesota Work Comp:   Minnesota | MN Programs| MN Rates | MN Forms | MN Info | MN Quotes
Workers Compensation Agents Find the best value on Workers' Comp.

We partner with more than 35 insurance carriers eager to quote your workers comp policy. This allows us to shop your policy to more carriers and get the best rates around.

Give one of our Minnesota workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Minnesota Agency License: 40204481
National Producer Number: 5064979

Contact a Minnesota Workmans Comp Specialist