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New Hampshire Workers Comp Rates

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New Hampshire Workers Comp Rates

New Hampshire workers' compensation rates continue to increase in 2019.

In 2018, rates on Workers' Compensation Insurance in New Hampshire were 18 percent cheaper than the national average. These rates have risen 10 percent since 2014. Because New Hampshire has historically had very affordable workers comp coverage, many business owner's pay too much for their coverage. Now is the time to shop your businesses workers comp policy around to a number carriers before rates get even higher.

At Workers Compensation Shop.com, we use a network of more then a dozen providers who are actively quoting workers' compensation policies in the state of New Hampshire. This allows our agents to shop around many carriers to find the best coverage at the lowest rates.

Don't pay too much for your coverage. Now is the time to make sure you are getting the best value on your Workers Comp Policy. Call today to speak with an expert at 888-611-7467.

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NH Rates for Select Work Comp Class Codes Workers Compensation Shop.com Icon.

The workers' compensation rates listed below for New Hampshire represent the current insurance rates for we've found, effective 1/1/2019. New Hampshire is a competitive rating state and rates are regulated by the NH Workers' Compensation Division with oversight from the New Hampshire Department of Labor. Insurance companies may be able to offer discounts and credits to policies. We offer Pay As You Go workers comp coverage in NH. Not all employers will qualify for the lowest rates available or maximum policy credits. We shop rates with more carriers so our customers get the best deal on their coverage.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$3.02 $4.71

0042 Landscaping Service

$5.52 $8.60

0106 Tree Trimming- Pruning- Removal

$7.20 $11.22

0917 Tree Trimming- Pruning- Removal

$4.90 $7.63

2121 Breweries- Craft Beers

$1.38 $2.15

2143 Winery- Wine Makers

$2.35 $3.66

2585 Carpet Cleaning

$2.97 $4.63

2589 Dry Cleaning and Laundry Service

$1.69 $2.63

3632 Machine Shop

$1.70 $2.65

3724 Garage Door Installation

$3.28 $5.11

3821 Salvage Yard- Automobile Recycling

$5.30 $8.26

5022 Masonry Construction

$6.55 $10.36

5102 Door and Window Installers

$5.37 $8.37

5183 Plumbing Contractors

$2.91 $4.53

5190 Electrical Work- Electrician

$2.65 $4.13

5221 Concrete Work- Flat Work Cement

$4.02 $6.26

5223 Pool Installation- Pool Maintenance

$4.86 $7.57

5348 Ceramic, Tile and Stone Work

$4.26 $6.64

5437 Trim- Finish Carpenters- Cabinets- Countertops

$5.17 $8.05

5445 Drywall Contractors

$7.58 $11.81

5474 Drywall Contractors

$5.79 $9.02

5478 Floor Installers- Wood-Carpet-Laminate

$3.46 $5.39

5535 Metal Building Construction

$5.61 $8.74

5537 HVAC- Heating and Cooling Service/Repair

$3.86 $8.01

5551 Roofing Contractors

$12.65 $19.65

5606 Asphalt & Paving Work

$0.86 $1.34

5645 Residential Construction- Home Builders- Remodelers- Siding

$7.53 $11.73

6217 Excavation and Grading Work

$4.62 $7.20

6400 Fence Installation & Repair

$7.82 $12.18

7219 Trucking- Short Haul and Long Haul

$5.60 $8.72

7225 Towing Company

$5.92 $9.22

7230 Package and Parcel Delivery

$7.00 $10.91

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$3.83 $5.97

7605 Alarm Installation and Repair

$1.76 $2.74

7720 Security Guards- Patrol Officers

$1.83 $2.85

8006 Gas Stations- Convenient Stores

$2.01 $3.13

8017 Retail Stores- Merchandise- Cannabis Dispensary

$1.19 $1.85

8292 Warehousing and Storage Facility

$3.20 $4.99

8380 Auto Service and Repair- Mechanic

$2.50 $3.90

8393 Auto Body Repair

$1.40 $2.18

8742 Sales Professional

$0.24 $0.37

8810 Clerical- Office Employee

$0.11 $17.00

8824 Retirement Living Centers- Congregate Communities

$2.74 $4.27

8829 Nursing Homes and Assisted Living Facilities

$2.50 $3.90

8831 Animal Shelters and Kennels- Veterinarian

$1.26 $1.96

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.26 $0.41

8835 Home Healthcare Workers

$2.45 $3.82

8842 Group Homes- Temporary Shelters- Disability Facility

$2.41 $3.75

8864 Social Service Organizations- Counseling- Family Services

$1.91 $2.98

8868 Religious Organization- Church- Temple

$0.32 $0.50

8869 Child Care Center- Daycare Providers

$1.04 $1.62

9012 Property Management- Leasing Agent

$0.89 $1.39

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$2.73 $4.25

9015 Building Maintenance- Campgrounds- Camps- RV Parks

$2.81 $4.38

9052 Hotels and Motels

$2.10 $3.27

9060 Golf Courses and Country Clubs

$1.60 $2.49

9063 Fitness Center- Health Clubs- YMCA Programs

$0.78 $1.22

9082 Restaurants- Catering

$1.33 $2.07

9083 Fast Food Restaurant- Concessions- Doughnut Shop

$1.20 $1.87

9083* Mobile Food Truck- Food Cart-

$1.20 $1.87

9084 Bars-Taverns-Nightclubs

$1.17 $1.82

9102 Lawn Service and Maintenance

$2.77 $4.32

9180 Shooting Range- Amusement Park

$5.81 $9.05

9402 Septic Tank Cleaning- Portable Toilets

$3.89 $6.06

9403 Refuse Collection- Garbage- Trash Service

$4.17 $6.50

9516 Electrical Equipment Repair and Service

$2.95 $4.60

New Hampshire workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their company may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience. There is not a State Fund in New Hampshire. Assigned Risk policies are underwritten by NCCI and we are appointed to sell NCCI coverage. Mutli-state coverage availabe coast-to-coast.

Tough Class Codes

At Workers Compensation Shop.com, we help New Hampshire employers with hard to place workers' compensation class codes. We use a diverse line-up of insurance partners. Because we use so many partners, our agents are able to shop your work comp coverage in order to find the best deals for your industry and business type. We can find the right coverage at the right price no matter your industry.

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State Resources for New Hampshire

NH Dept. of Labor

Workers' Compensation Division
95 Pleasant Street
Concord, NH 03301

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

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New Hampshire is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in NH. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our NH carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in New Hampshire Work Comp:   New Hampshire | NH Programs| NH Rates | NH Forms | NH Info | NH Quotes
Workers Compensation Agents Get the best deals fast.

At Workers Compensation Shop.com we know that employers want insurance quotes fast and easy. We've taken the guesswork out of quoting insurance by developing several programs for various industries. This allows us to quote you the best rates quick and easy.

Give one of our New Hampshire workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

New Hampshire Agency License: 2069130
National Producer Number: 5064979

Contact a New Hampshire Workmans Comp Specialist