Workers Compensation

New Hampshire Workers Comp Rates

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New Hampshire Workers Comp Rates

New Hampshire workers' compensation rates continue to increase in 2018.

In 2017, rates on Workers' Compensation Insurance in New Hampshire were 18 percent cheaper than the national average. These rates have risen 10 percent since 2014. Because New Hampshire has historically had very affordable workers comp coverage, many business owner's pay too much for their coverage. Now is the time to shop your businesses workers comp policy around to a number carriers before rates get even higher.

At Workers Compensation, we use a network of more then a dozen providers who are actively quoting workers' compensation policies in the state of New Hampshire. This allows our agents to shop around many carriers to find the best coverage at the lowest rates.

Don't pay too much for your coverage. Now is the time to make sure you are getting the best value on your Workers Comp Policy. Call today to speak with an expert at 888-611-7467.

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NH Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for New Hampshire represent the current insurance rates for we've found, effective 1/1/17. New Hampshire is a competitive rating state and rates are regulated by the NH Workers' Compensation Division with oversight from the New Hampshire Department of Labor. Insurance companies may be able to offer discounts and credits to policies. We offer Pay As You Go coverage in NH. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$8.34 $12.50

3632 Machine Shop

$2.20 $3.30

3724 Garage Door Installation

$4.76 $7.14

3821 Salvage Yard

$7.77 $11.65

5022 Masonry

$9.47 $14.20

5102 Door and Window Installation

$8.27 $12.40

5183 Plumbing

$4.23 $6.34

5190 Electrical

$3.03 $4.54

5221 Concrete Construction

$5.70 $8.54

5348 Ceramic, Tile, and Stone Work

$6.12 $9.17

5437 Carpentry/Trim

$7.62 $11.42

5474 Painting

$8.57 $12.85

5478 Flooring

$8.53 $5.69

5537 Heating and Cooling Service and Repair

$4.84 $7.26

5645 Carpentry Noc Res Construction

$10.59 $15.87

7228 Short Haul Trucking

$7.27 $10.90

7605 Burglary and Fire Alarm Systems

$2.80 $4.20

8006 Gas Station

$2.79 $4.18

8017 Retail Store

$1.54 $2.31

8380 Auto Shop

$3.27 $4.90

8742 Outside Sales

$0.29 $0.43

8810 Clerical

$0.16 $0.24

8832 Doctors Office

$0.34 $0.51

8835 Home Health Care

$3.42 $5.13

8842 Group Homes- All Employees

$3.20 $4.80

90082 Restaurant

$1.91 $2.86

9012 Building Operations by Owner

$1.13 $1.69

9014 Janitorial

$3.74 $5.61

9015 Building Operations by Contractor

$3.41 $5.11

9052 Hotel Employees

$3.13 $4.69

9083 Restaurant Fast Food

$1.57 $2.35

9102 Lawn Care

$3.85 $5.77

9516 Electrical Equipment Service & Repair

$4.34 $6.51

New Hampshire workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their company may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience. There is not a State Fund in New Hampshire. Assigned Risk policies are underwritten by NCCI and we are appointed to sell NCCI coverage.

Tough Class Codes

At Workers Compensation, we help New Hampshire employers with hard to place workers' compensation class codes. We use a diverse line-up of insurance partners. Because we use so many partners, our agents are able to shop your work comp coverage in order to find the best deals for your industry and business type. We can find the right coverage at the right price no matter your industry.

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State Resources for New Hampshire

NH Dept of Labor

Workers' Compensation Division
95 Pleasant Street
Concord, NH 03301

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

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New Hampshire is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in NH. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our NH carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in New Hampshire Work Comp:   New Hampshire | NH Programs| NH Rates | NH Forms | NH Info | NH Quotes
Workers Compensation Agents Get the best deals fast.

At Workers Compensation we know that employers want insurance quotes fast and easy. We've taken the guesswork out of quoting insurance by developing several programs for various industries. This allows us to quote you the best rates quick and easy.

Give one of our New Hampshire workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

New Hampshire Agency License: 2069130
National Producer Number: 5064979

Contact a New Hampshire Workmans Comp Specialist