Workers Compensation

New Jersey Workers Comp Programs

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NJ Workers Comp Programs

Save money with target workers compensation programs for New Jersey employers.

New Jersey is a unique state in that each year the rates for approximately 600 workers comp class codes are determined and set by the New Jersey Compensation and Rating Inspection Bureau. A lot of NJ business owners assume that work comp rates are the same from one carrier to the next since New Jersey rates are mandated by the state. However, New Jersey law does allow private insurance companies to issue policy credits and debits up to 15% on each policy. These credits are not available for employers who purchase workers comp through the New Jersey Workers Compensation Insurance Plans (PLAN).

The overall cost of an insurance policy in New Jersey whill often vary up to 30% depending on your industry classification and each carriers' appetite for your type of business.

Call us today to see if we've got a more affordable work comp program for your business.

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Call 888-611-7467 to Qualify for One of Our New Jersey Workers Compensation Programs

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Restaurant workers compensation Restaurants, Bars, and Pubs Home health care workers compensation Home Health Care and Assisted Living

Programs for both fast food and fine dining restaurants. Includes taverns and bars with alcohol receipts over 50% of sales.

Programs include home health care, group homes, nursing facilities, residential care, and social service organizations.

Auto Industry Workman's Comp Auto Repair, Auto Sales, Auto Body Janitorial Workers Comp Janitorial and Environmental Services

Coverage options for auto service/repair shops, auto body shops, used care sales, and other automotive related insurance.

Includes both commercial janitorial services and residential cleaning companies.

Lawn Care Workers Compensation Lawn care and Landscaping Office Workman's Comp Office and Technology

Programs for residential and commercial mowing, facility maintenance, and landscaping services.

Programs for clerical, sales, technology classes, programmers, and IT services.

Workers Compensation for Retail Store Retail Stores, Wholesale, and Distributing Daycare Workers Comp Daycare and In-Home Care Facilities

Programs for retail and wholesale stores and distribution warehouses.

Insurance solutions for daycare centers, learning centers, and home-based child care.

Workers Compensation for Non-Profits Non-Profit and Charitable Organizations Workers Compensation for Salons and Spas Beauty Salons, Spas, and Massage Parlors

Coverage options for most non-profits including charitable organizations, YMCA's, and welfare services.

Programs for beauty salons including hair, nails, and massage services.

Workmans Comp for Contractors Artisan Contractors and Construction Workers Compensation for Business Professionals Professional Services- All Types

Program solutions for contractors including: material dealers, cabinet installers, carpentry, flat concrete, door/window installation, electricians, painters, sheet metal/HVAC, and plumbers.

Professional service programs includes attorneys, counseling, accounting, doctors offices, nursing, computer related services, consultants, and financial services.

Workmans Comp Insurance for Amazon Delivery Partners Amazon Delivery Service Partners

Find affordable workers compensation insurance for your Amazon delivery service partner business

Workers Compensation Insurance Quote Specialized Workers Compensation Programs
Workers Compensation Arrow Trucking- Long Haul/Short Haul Workers Compensation Arrow Wood Products Manufacturing
Workers Compensation Arrow Towing and Recovery Workers Compensation Arrow Tree Service and Trimming
Workers Compensation Arrow Roofing Insurance Workers Compensation Arrow Staffing Coverage

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Buying Workers Comp Insurance in New Jersey

Do I Need Coverage in New Jersey

All NJ employers, not covered by Federal programs, must have workers’ compensation coverage or be approved for self-insurance if they have one or more employee. Out-of-state employers may need workers’ compensation coverage if a contract of employment is entered into in NJ or if work is performed in the state.

New Jersey Market

There are currently over 300 pricate insurance carriers doing business in New Jersey, but many carriers are selective as the the industries they are willing to quote. New Jersey is one of the top five most expensive states in the U.S. to buy work comp coverage.

Our agency works with many of the top-rated workers compensation insurance carriers in New Jersey. We have dozens of affordable workers comp programs designed to get you the best deal on coverage..

Call Now: 888-611-7467

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We shop workers compensation with
more than 35 insurance companies



Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.

Workers comp state programs   More than 35 companies quoting workers comp insurance.

Workers comp state programs   Programs for standard businesses and tough class codes.

Workers comp state programs   Start your quote online or call us at 888-611-7467.

Online work comp quotes.

Learn more about workers compensation insurance in New Jersey Work Comp:   New Jersey | NJ Programs| NJ Rates | NJ Forms | NJ Info | NJ Quotes
Workers Compensation Agents We'd Like to Hear From You.

We're on a mission to make it easier to find affordable insurance in New Jersey. Whether your business is located in Asbury, Trenton, or Brick, chances are we've got your lowest cost workers comp program available. We write tons of restaurants, bars, home health care, and contractors in New Jersey.

Give one of our workers compensation Specialists a call today at 888-611-7467 to learn about or workers compensation insurance programs in New Jersey.

New Jersey Agency License: 1210226
National Producer Number: 5064979

Contact a New Jersey Workmans Comp Specialist