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Ohio Workers Comp Rates

Ohio workers' compensation rates continue to be stable in 2019.

Ohio rates remain fairly competitive compared to the rest of the United States. The last national comparative study was conducted in 2018 by the OR Department of Consumer Business and Services listed Ohio as the 18th least expensive rates in the country. Ohio rates are 6% below those rates of the median state according to the study.

Workers Compensation Shop.com helps Ohio employer find the lowest workers' comp rates when they need other states coverage outside of Ohio. Our Specialists can help provide single state and multi-state insurance quotes for your business in every state outside of Ohio.

Call an agent today at 888-611-7467.

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Questions? Call 888-611-7467 Today for Help With OH Workers Compensation Rates

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OH Rates for Select Work Comp Class Codes Workers Compensation Shop.com Icon.

Ohio is a one of 4 monopolistic states left in the U.S. This means that all workers comp rates are directly set by the state and private insurance companies are not allowed to compete in Ohio. We do help Ohio employers find workers compensation insurance in other states. Many employers need out of state coverage when they peerform work or hire employees outside of Ohio.

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Workers compensation coverage in Ohio can only be purchased from the Ohio Bureau of Workers' Compensation (OBWC). Coverage is required for all employers doing business in Ohio.

Ohio rates are not available for publishing.

Ohio Rating System

Workers' compensation rates are based on the cost of claims in each industry or workers' compensation class code. New employers are Base-Rated while employers who have been in business for a few years or more will be Experience-Rated. Base-rated employers pay premium based on the industry wide averages and are not eligible for policy credits or debits based on their own experience modification factor. Experience-rated employers may pay a lower or a higher premium for workers compensation than the base rate. Their rates depend on the claim costs associated with the particular business.

Ohio Coverage Verification

The Ohio Bureau of Workers' Compensation offers a free tool designed to allow individuals and businesses to look-up workers' comp coverage on a business. This tool helps determine whether or not an Ohio employer has current coverage and provides specific information about the employer and their policy status.

Click to link to coverage look-up page: Ohio BWC Look-up Tool.

Ask About Our Pay As You Go Insurance Plans


Eliminate or reduce new policy down payments


Reduce the risk of large audit bills


Eliminate check writing & premium financing


Potentially find lower rates & better discounts


Improve cash flow with realt-time wage reporting

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State Resources for Ohio

Ohio Bureau of Workers' Compensation

30 West Spring Street
Columbus, OH 43215-2256
Ohio BWC

Industrial Commission of Ohio

30 W Spring St
Columbus, OH 43215-2233
Ohio Industrial Commission

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Ohio is not under the Jurisdiction of the National Council for Compensation Insurance (NCCI). Ohio is a monopolistic state and maintains its own exclusive state fund. Ohio Workers' comp insurance can only be purchased from this fund.

Our agency can help employers find affordable out of state coverage. We quote workers compensation with more than 35 private insurance companies and also specialize in multi-state workers' compensation insurance.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our OH carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

Get Multi-State Workers Compensation Quotes

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Ohio Work Comp:   Ohio | OH Programs| OH Rates | OH Forms | OH Info | OH Quotes
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Ohio is currently offering an incentive program for eligible new employers. This program can help new business owners save money on there premium while they are starting their business. New employer can automatically get a 25% discount or they can join a group-experience-rating program and receive up to a 50% discount. There are a few simple eligibility requirements

Give one of our Multi-State workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Ohio Agency License: 39561
National Producer Number: 5064979

Contact a Ohio Workmans Comp Specialist