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Oklahoma Workers Comp Rates

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Oklahoma Workers Comp Rates

Oklahoma workers' compensation rates continue to increase in 2019.

Oklahoma has consistently ranked as one of the top 10 most expensive states for workers' compensation insurance according to studies conducted by the OR Department of Consumer and Business Services. The last study, conducted in 2018, indicated that selected class codes were 137% higher than the national median rates.

An Opt-Out Act was passed in Oklahoma in 2013. The law allowed qualified employers to opt-out of workers comp by establishing an Employee Benefit Plan under the provisions of Federal Law. The Oklahoma Workers' Compensation Commission has now determined that the opt-out portion of the state's workers' comp statute is unconstitutional.

Oklahoma is an NCCI state and rates will vary considerably from one insurance carrier to the next. Our job is to help you find the insurance companies offering the best prices for your insurance coverage.

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Questions? Call 888-611-7467 Today for Help With OK Workers Compensation Rates

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OK Rates for Select Work Comp Class Codes Workers Compensation Shop.com Icon.

The workers' compensation rates listed below for Oklahoma represent the current work comp rates effective 1/1/2019. Oklahoma rates are regulated by the Oklahoma Workers' Compensation Court. Insurance companies are permitted to file their own rates in the states subject to approval. They may offer discounts and scheduled credits up to 25% on an insurance policy. We offer Pay As You Go coverage in Oklahoma. Not all employers will qualify for the lowest rates available or maximum policy credits. Our agency helps OK employers buy workers compensation coverage at the lowest rates available.

Class Code

Low Rate High Rate

0042 Landscaping

$5.54 $12.19

3632 Machine Shop

$2.84 $6.25

3724 Garage Door Installation

$2.88 $6.34

3821 Salvage Yard

$5.22 $11.48

5022 Masonry

$6.39 $14.06

5102 Door & Window Installation

$4.91 $10.80

5183 Plumbing (Under $21/hr)

$3.26 $7.17

5190 Electrical Wiring (under $28/hr)

$3.31 $7.28

5221 Concrete Construction

$3.79 $8.34

5348 Tile Installation

$4.13 $9.09

5437 Carpentry Trim

$4.77 $10.50

5474 Painting (Under $24/hr)

$5.53 $16.17

5478 Flooring Installation

$3.15 $6.93

5537 HVAC Installation and Repair

$4.54 $9.99

5645 Carpentry Noc. Residential Construction

$8.86 $19.49

7228 Short Haul Trucking

$5.97 $13.13

7605 Alarm Installation

$2.11 $4.64

8006 Gas Station

$2.50 $5.50

8017 Retail Store

$1.78 $3.92

8742 Outside Sales Person

$0.31 $0.68

8810 Clerical-Noc

$0.20 $0.44

8832 Docotors Office

$0.42 $0.92

8835 Home Health Care

$2.63 $5.79

8842 Grouop Homes

$3.66 $8.05

9012 Building Operations by Owner

$1.49 $3.28

9014 Janitorial

$2.88 $6.34

9015 Building Operations By Contractor

$3.04 $6.69

9052 Hotel Emloyees

$2.26 $4.97

9082 Restaurant

$1.39 $3.06

9083 Restaurant Fast Food

$1.65 $3.63

9102 Lawn Care

$2.68 $5.90

9516 Electrical Equipment Service & Repair

$4.14 $9.11

Oklahoma rates vary by workers comp classification codes and insurance company underwriting procedures. Employers' who have an Experience Mod Factor (E-MOD) assigned to their business may have additional credits or debits applied to their insurance rates based on their prior premiums and workers compensation losses. CompSource is the State Fund in Oklahoma. Employers who are unable to purchase coverage from a private carrier may buy a policy through CompSource. Get a quote today for Oklahoma or shop for coverage across state lines.

OK Family of Five or Fewer Exemption

Oklahoma currently has a special exemption regarding workers compensation for family operated businesses. An employer with five or less total related employees may be exempt from workers comp coverage if all of the employees are related to the employer by blood or marriage.

An opinion issued by the Oklahoma Attorney General indicates that this exemption only applies to sole-proprietors. Therefore, partnerships, LLC members, and corporations are not allowed to exclude family members from coverage under the exemption.

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State Resources for Oklahoma

Oklahoma Workers' Compensation Court

1915 N Stiles Avenue
Oklahoma City, OK, 73105
OK Workers Comp Court

CompSource Oklahoma

1901 N. Walnut Avenue
Oklahoma City, OK 73105
CompSource Oklahoma

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Oklahoma is under the Jurisdiction of the National Council for Compensation Insurance (NCCI).

Our agency can help employers find guaranteed state fund coverage in OK. If we can't find cheaper coverage with a private insurance provider, we can help you purchase a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our OK carriers.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Oklahoma Work Comp:   Oklahoma | OK Programs| OK Rates | OK Forms | OK Info | OK Quotes
Workers Compensation Agents Find Lower Rates in OK.

A big misconception many business owners have is that work comp rates are relatively similar between insurance companies. The fact is the overall price you pay for coverage depends on numerous factors such as filed rates, underwriting discounts, experience modifiers, and premium discounts.

We help employers negotiate better deals on coverage. Give one of our Oklahoma workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Oklahoma Agency License: 10011545
National Producer Number: 5064979

Contact a Oklahoma Workmans Comp Specialist