Oklahoma Workers Comp Rates

OK Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Oklahoma represent the current work comp rates effective 1/1/2019. Oklahoma rates are regulated by the Oklahoma Workers' Compensation Court. Insurance companies are permitted to file their own rates in the states subject to approval. They may offer discounts and scheduled credits up to 25% on an insurance policy. We offer Pay As You Go coverage in Oklahoma. Not all employers will qualify for the lowest rates available or maximum policy credits. Our agency helps OK employers buy workers compensation coverage at the lowest rates available.
Class Code	Low Rate	High Rate
0042 Landscaping	$5.54	$12.19
3632 Machine Shop	$2.84	$6.25
3724 Garage Door Installation	$2.88	$6.34
3821 Salvage Yard	$5.22	$11.48
5022 Masonry	$6.39	$14.06
5102 Door & Window Installation	$4.91	$10.80
5183 Plumbing (Under $21/hr)	$3.26	$7.17
5190 Electrical Wiring (under $28/hr)	$3.31	$7.28
5221 Concrete Construction	$3.79	$8.34
5348 Tile Installation	$4.13	$9.09
5437 Carpentry Trim	$4.77	$10.50
5474 Painting (Under $24/hr)	$5.53	$16.17
5478 Flooring Installation	$3.15	$6.93
5537 HVAC Installation and Repair	$4.54	$9.99
5645 Carpentry Noc. Residential Construction	$8.86	$19.49
7228 Short Haul Trucking	$5.97	$13.13
7605 Alarm Installation	$2.11	$4.64
8006 Gas Station	$2.50	$5.50
8017 Retail Store	$1.78	$3.92
8742 Outside Sales Person	$0.31	$0.68
8810 Clerical-Noc	$0.20	$0.44
8832 Docotors Office	$0.42	$0.92
8835 Home Health Care	$2.63	$5.79
8842 Grouop Homes	$3.66	$8.05
9012 Building Operations by Owner	$1.49	$3.28
9014 Janitorial	$2.88	$6.34
9015 Building Operations By Contractor	$3.04	$6.69
9052 Hotel Emloyees	$2.26	$4.97
9082 Restaurant	$1.39	$3.06
9083 Restaurant Fast Food	$1.65	$3.63
9102 Lawn Care	$2.68	$5.90
9516 Electrical Equipment Service & Repair	$4.14	$9.11
Oklahoma rates vary by workers comp classification codes and insurance company underwriting procedures. Employers' who have an Experience Mod Factor (E-MOD) assigned to their business may have additional credits or debits applied to their insurance rates based on their prior premiums and workers compensation losses. CompSource is the State Fund in Oklahoma. Employers who are unable to purchase coverage from a private carrier may buy a policy through CompSource. Get a quote today for Oklahoma or shop for coverage across state lines.

OK Family of Five or Fewer Exemption

Oklahoma currently has a special exemption regarding workers compensation for family operated businesses. An employer with five or less total related employees may be exempt from workers comp coverage if all of the employees are related to the employer by blood or marriage.

An opinion issued by the Oklahoma Attorney General indicates that this exemption only applies to sole-proprietors. Therefore, partnerships, LLC members, and corporations are not allowed to exclude family members from coverage under the exemption.