Pennsylvania Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Save money with target workers compensation programs for Pennsylvania employers.

Our Target Programs are designed to help business owners get the lowest rates on workers compensation insurance in the shortest amount of time. We've taken the guess work out of quoting workers comp coverage by partnering with insurance companies willing to offer exceptional deals for select class codes.

Pennsylvania is an affordable state for workers comp insurance, however, rates may vary significantly between insurance carriers. At Workers Compensation Shop.com, we've developed programs for more than 30 of the most common industries to make sure you never pay too much for work comp insurance.

Give us a call, or start your PA workers comp quote online today.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for PA Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Pennsylvania Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Compensation Insurance in Pennsylvania

Who Needs Coverage in Pennsylvania?

Nearly all business owners who have one or more part-time or full-time employees in Pennsylvania are required by law to purchase workers compensation insurance. Entities with no employees may not be required to carry coverage except executive officers. Some exclusions apply for: elected officials, non-profit officers, licensed real estate agents, insurance agents, domestic workers, certain religious sects, and farmers with one employee.

Pennsylvania is not an NCCI state, and utilizes its own set of classification codes for workers compensation insurance. However, the state has performed well historically and most insurance carriers are actively writing coverage in the state. Private insurance carriers are allowed to issue policy credit and premium discounts in the state so rates will vary by carrier. Employers should shop multiple carriers to ensure they are finding lower rates on coverage.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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