Workers Compensation

Rhode Island Workers Comp Rates

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Rhode Island Workers Comp Rates

Rhode Island workers' compensation rates continue to increase in 2018.

Rates on Workers' Compensation Insurance in the Rhode Island are 7 percent higher than the national average, making it the 20th most expensive state in the country to purchase coverage. With rates higher than most states it is very important to ensure your business is taking advantage of every option available to get the best value for your workers comp coverage.

At Workers Compensation we use a group of more than a dozen providers to shop the best rates in the industry. We also offer flexible payment options like Pay as You Go Workers' Compensation to help your business get the absolute best value for your work comp coverage.

Start a quote online in just minutes or call one of our work comp expert's at 888-611-7467.

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RI Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Rhode Island represent the current insurance rates effective 6/1/17. Rhode Island rates are set by the Division of Workers' Compensation. Insurance companies may be able to offer discounts and premium credits on coverage. We offer Pay As You Go insurance in the state. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$5.64 $10.72

3632 Machine

$2.62 $4.98

3724 Garage Door Installation

$3.74 $7.11

3821 Salvage Yard

$5.76 $10.95

5022 Masonry

$5.14 $9.77

5102 Door and Window Installation

$4.89 $9.29

5183 Plumbing

$3.25 $6.18

5190 Electrical

$2.79 $5.30

5221 Concrete Construction

$6.62 $12.58

5348 Ceramic, Tile, and Stone Work

$4.62 $8.78

5437 Carpentry/Trim

$6.22 $11.82

5474 Painting

$7.08 $13.45

5478 Flooring

$4.32 $8.21

5537 Heating and Cooling Service and Repair

$5.54 $10.53

5645 Carpentry Noc Res Construction

$7.12 $13.53

7228 Short Haul Trucking

$7.14 $13.57

7605 Burglary and Fire Alarm Systems

$1.94 $3.69

8006 Gas Station

$2.50 $4.75

8017 Retail Store

$1.92 $3.65

8742 Outside Sales

$0.29 $0.55

8810 Clerical

$0.15 $0.29

8832 Doctors Office

$0.30 $0.57

8835 Home Health Care

$2.96 $5.62

8842 Group Homes- All Employees

$2.55 $4.85

9012 Building Operations by Owner

$1.58 $3.00

9014 Janitorial

$3.61 $6.86

9015 Building Operations by Contractor

$4.03 $7.66

9052 Hotel Employees

$2.95 $5.61

9082 Restaurant

$1.74 $3.31

9083 Restaurant Fast Food

$1.53 $2.91

9102 Lawn Care

$3.87 $7.35

9516 Electrical Equipment Service & Repair

$4.72 $8.97

Rhode Island workers comp rates vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. Beacon Mutual Insurance Company administers the State Fund program in Rhode Island. Employer who can't find coverage from a private carrier can purchase a policy from Beacon.

Tough Class Codes

At Workers Compensation, we help Maine employers with hard to place workers' compensation class codes. We use a diverse line-up of insurance partners. Because we use so many partners, our agents are able to shop your work comp coverage in order to find the best deals for your industry and business type. We can find the right coverage at the right price no matter your industry.

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State Resources for Rhode Island

RI Department of Labor and Training

Division of Workers' Compensation
1511 Pontiac Avenue
Building 69, Second Floor
PO Box 20190
Cranston, RI 02920-0942

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

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Rhode Island is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in RI. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our RI carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Rhode Island Work Comp:   Rhode Island | RI Programs| RI Rates | RI Forms | RI Info | RI Quotes
Workers Compensation Agents A+ BBB Rating

At Workers Compensation we think trust is an important. That is why we have worked long and hard to earn an A+ rating from the Better Business Bureau. We want you to have confidence that our business practices are the best.

Give one of our Rhode Island workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Rhode Island Agency License: 2072963
National Producer Number: 5064979

Contact a Rhode Island Workmans Comp Specialist