Workers Compensation

South Carolina Workers Comp Rates

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South Carolina Workers Comp Rates

South Carolina workers' compensation rates continue to increase in 2018.

Rates in South Carolina are a little higher than the national average. Eight percent higher as of 2017 This makes it immensely important to take advantage of all of the programs and discounts available to your business.

Because we are a nationwide agency we work with dozens of insurance carriers. Partnering with this many carriers allow us to quote difficult class codes. It also allows us to shop many different providers to find your business complete coverage at rock bottom rates.

At Workers Compensation our specialists know the ins and outs of workers compensation insurance. They are ready and waiting to help you find what's right for your business. Call one of our specialists today at 888-611-7467 or start a quote online now.

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SC Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed for South Carolina represent the lowest and highest insurance rates effective 9/1/17. Sought Carolina rates are regulated by the South Carolina Workers' Compensation Commission. Insurance companies are allowed to offer discounts and policy credits up to 25% on workers comp coverage. We offer Pay As You Go insurance in South Carolina. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$6.51 $14.22

3632 Machine Shop

$3.18 $6.95

3724 Garage Door Installation

$3.79 $8.28

3821 Salvage Yard

$6.24 $13.63

5022 Masonry

$9.02 $19.70

5102 Door & Window Installation

$6.93 $15.14

5183 Plumbing

$3.30 $7.21

5190 Electrical Wiring

$4.43 $9.68

5221 Concrete Construction

$4.96 $10.83

5348 Tile Installation

$5.53 $12.08

5437 Carpentry/Trim

$7.26 $15.86

5474 Painting

$7.31 $15.97

5478 Flooring

$5.20 $11.63

5537 HVAC Installation & Repair

$5.37 $11.73

5645 Carpentry Noc. Residential Construction

$16.57 $36.19

7228 Short Haul Trucking

$6.82 $14.89

7605 Alarm Installation

$2.26 $4.94

8006 Gas Station

$2.30 $5.02

8017 Retail Store

$1.44 $3.14

8380 Auto Shop

$3.20 $6.99

8742 Outside Sales Person

$0.44 $0.96

8810 Clerical - NOC

$0.18 $0.39

8832 Doctors Office

$0.29 $0.63

8835 Home Health Care

$2.63 $5.74

8842 Group Homes

$2.69 $5.87

9012 Building Operations By Owner

$1.61 $3.52

9014 Janitorial Cleaning

$2.76 $6.03

9015 Building Operations By Contractor

$3.43 $7.49

9052 Hotel Employees

$2.41 $5.26

9082 Restaurant

$1.46 $3.19

9083 Restaurant Fast Food

$1.32 $2.88

9102 Lawn Care

$2.35 $5.13

South Carolina workers comp rates vary by NCCI industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Rating assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience. There is not a State Fund in South Carolina. Assigned risk polices are administered with various insurance carriers via NCCI.

NCCI Covers Assigned Risk for SC

The South Carolina Workers Comp Market is fairly competitive and pricing can vary dramatically between insurance companies. Employer who are unable to buy workmans comp on the open market will be eligible for state fund coverage. NCCI is the administrator for the for the state fund in South Carolina. NCCI gathers data, analyzes industry trends and prepares objective insurance rate and loss cost recommendations. South Carolina does not have a state fund nor does it partner with someone to provide an assigned risk to compete with the open market. States that do not have an assigned risk tend to have a little bit higher rates compared with states that do.

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State Resources for South Carolina

South Carolina Workers' Compensation Commission

P.O. Box 1715
1612 Marion Street
Columbia, SC 29202-1715

South Carolina Department Of Insurance

PO Box 100105
Columbia, SC 29202

1201 Main St. Suite 1000
Columbia, SC 29201

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South Carolina is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in SC. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our SC carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in South Carolina Work Comp:   South Carolina | SC Programs| SC Rates | SC Forms | SC Info | SC Quotes
Workers Compensation Agents We make shopping easy.

Whether you're buying Workers Comp Insurance for the first time or are a seasoned business owner, finding the best rate can be confusing. Especially when you're not armed with the good information to help you make the best purchasing decision.

At Workers Compensation Shop, our goal is to take the hassle out of the insurance buying process. We aim to educate business owners about workers comp and help them get the best coverage at rock bottom rates. Call us today for a no strings attached consultation 888-611-7467.

South Carolina Agency License: 175575
National Producer Number: 5064979

Contact a South Carolina Workmans Comp Specialist