Workers Compensation

South Carolina Workers Comp Rates

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South Carolina Workers Comp Rates

South Carolina workers' compensation rates continue to increase in 2019.

Workers Comp Rates in South Carolina are a little higher than the national average. Eight percent higher than the average, as of 2018. Smart business owners are well advices to take advantage of all of the programs and discounts available to your business.

Because we are a nationwide agency we work with more than 35 insurance carriers. This broad network of carriers allows us to quote many difficult class codes. It also allows us to shop many different carriers to find your business complete coverage at rock bottom rates.

At Workers Compensation our specialists know the ins and outs of workers compensation insurance. Our Specialists are ready to help you find the best solution for your business. Call one of our agents today at 888-611-7467, or start a quote online now.

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SC Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed for South Carolina represent the lowest and highest insurance rates effective 9/1/18. South Carolina rates are regulated by the South Carolina Workers' Compensation Commission. Insurance companies are allowed to offer discounts and policy credits up to 25% on workers comp coverage. We offer Pay As You Go insurance in South Carolina. Not all employers will qualify for the lowest rates available or maximum policy credits. We shop rates with more carriers so our customers get the best price on their coverage.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$2.09 $5.41

0042 Landscaping Service

$4.84 $12.54

0106 Tree Trimming- Pruning- Removal

$9.84 $25.49

0917 Residential Cleaning Service- Housekeepers

$3.96 $10.26

2121 Breweries- Craft Beers

$1.08 $2.80

2143 Winery- Wine Makers

$1.97 $5.10

2585 Carpet Cleaning

$3.23 $8.37

2589 Dry Cleaning and Laundry Service

$2.05 $5.31

3632 Machine Shop

$2.48 $6.42

3724 Garage Door Installation

$3.45 $8.94

3821 Salvage Yard- Automobile Recycling

$5.89 $15.26

5022 Masonry Construction

$7.76 $20.10

5102 Door and Window Installers

$6.13 $15.88

5183 Plumbing Contractors

$2.81 $7.28

5190 Electrical Work- Electrician

$3.52 $9.12

5221 Concrete Work- Flat Work Cement

$3.89 $10.08

5223 Pool Installation- Pool Maintenance

$6.58 $17.04

5348 Ceramic, Tile and Stone Work

$4.01 $10.39

5437 Trim- Finish Carpenters- Cabinets- Countertops

$6.60 $17.09

5445 Drywall Contractors

$6.50 $16.84

5474 Painting Contractor

$6.26 $16.21

5478 Floor Installers- Wood-Carpet-Laminate

$3.97 $10.28

5535 Metal Building Construction

$6.08 $15.75

5537 HVAC- Heating and Cooling Service/Repair

$4.76 $12.33

5537* Solar Energy Contractors- Installation

$4.76 $12.33

5551 Roofing Contractors

$20.85 $54.00

5606 Asphalt & Paving Work

$1.06 $2.75

5645 Residential Construction- Home Builders- Remodelers- Siding

$16.61 $43.02

6217 Excavation and Grading Work

$4.18 $10.83

6400 Fence Installation & Repair

$5.44 $14.09

7219 Trucking- Short Haul and Long Haul

$6.40 $16.58

7225 Towing Company

$5.54 $14.35

7230 Package and Parcel Delivery

$13.10 $33.93

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$4.38 $12.51

7605 Alarm Installation and Repair

$2.01 $5.21

7720 Security Guards- Patrol Officers

$1.98 $5.13

8006 Gas Stations- Convenient Stores

$1.79 $4.64

8017 Retail Stores- Merchandise- Cannabis Dispensary

$1.30 $3.37

8292 Warehousing and Storage Facility

$2.77 $7.17

8380 Auto Shop

$3.20 $6.99

8393 Auto Body Repair

$1.61 $4.17

8742 Sales Professional

$0.31 $0.80

8810 Clerical- Office Employee

$0.15 $0.39

8824 Retirement Living Centers- Congregate Communities

$4.01 $10.39

8829 Nursing Homes and Assisted Living Facilities

$1.96 $5.08

8831 Animal Shelters and Kennels- Veterinarian

$0.97 $2.51

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.25 $0.65

8835 Home Healthcare Workers

$2.25 $5.83

8842 Group Homes- Temporary Shelters- Disability Facility

$2.64 $6.84

8864 Social Service Organizations- Counseling- Family Services

$1.52 $3.94

8868 Religious Organization- Church- Temple

$0.29 $0.75

8869 Child Care Center- Daycare Providers

$0.95 $2.46

9012 Property Management- Leasing Agent

$1.13 $2.93

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$2.80 $7.25

9015 Building Maintenance- Campgrounds- Camps- RV Parks

$3.12 $8.08

9052 Hotels and Motels

$1.77 $4.58

9060 Golf Courses and Country Clubs

$1.49 $3.86

9063 Fitness Center- Health Clubs- YMCA Programs

$0.79 $2.05

9082 Restaurants- Catering

$1.24 $3.21

9083 Fast Food Restaurant- Concessions- Doughnut Shop

$1.13 $2.93

9083* Mobile Food Truck- Food Cart-

$1.13 $2.93

9084 Bars-Taverns-Nightclubs

$1.32 $3.42

9102 Lawn Service and Maintenance

$2.36 $6.11

9180 Shooting Range- Amusement Park

$3.82 $9.89

9402 Septic Tank Cleaning- Portable Toilets

$5.36 $13.88

9403 Shooting Range- Amusement Park

$6.88 $17.82

9519 Electrical Equipment Repair and Service

$3.79 $9.82

South Carolina workers comp rates vary by NCCI industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Rating assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience. There is not a State Fund in South Carolina. Assigned risk polices are administered with various insurance carriers via NCCI. Mutli-state coverage availabe coast-to-coast.

NCCI Covers Assigned Risk for SC

The South Carolina Workers Comp Market is fairly competitive and pricing can vary dramatically between insurance companies. Employer who are unable to buy workmans comp on the open market will be eligible for state fund coverage. NCCI is the administrator for the for the state fund in South Carolina. NCCI gathers data, analyzes industry trends and prepares objective insurance rate and loss cost recommendations. South Carolina does not have a state fund nor does it partner with someone to provide an assigned risk to compete with the open market. States that do not have an assigned risk tend to have a little bit higher rates compared with states that do.

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State Resources for South Carolina

South Carolina Workers' Compensation Commission

P.O. Box 1715
1612 Marion Street
Columbia, SC 29202-1715

South Carolina Department Of Insurance

PO Box 100105
Columbia, SC 29202

1201 Main St. Suite 1000
Columbia, SC 29201

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Find Lower Workers Comp Rates

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South Carolina is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in SC. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our SC carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in South Carolina Work Comp:   South Carolina | SC Programs| SC Rates | SC Forms | SC Info | SC Quotes
Workers Compensation Agents We make shopping easy.

Whether you're buying Workers Comp Insurance for the first time or are a seasoned business owner, finding the best rate can be confusing. Especially when you're not armed with the good information to help you make the best purchasing decision.

At Workers Compensation Shop, our goal is to take the hassle out of the insurance buying process. We aim to educate business owners about workers comp and help them get the best coverage at rock bottom rates. Call us today for a no strings attached consultation 888-611-7467.

South Carolina Agency License: 175575
National Producer Number: 5064979

Contact a South Carolina Workmans Comp Specialist