Workers Compensation

Vermont Workers Comp Rates

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Vermont Workers Comp Rates

Vermont workers' compensation rates continue to increase in 2019.

In Vermont, rates on Workers' Compensation Insurance are much more expensive than the national average and they are on the rise. As of 2018, Vermont rates are 25 percent higher than the rest of the country and this is up 15 percent since 2016. Currently Vermont is the 8th most expensive state in the country to purchase coverage.

Because rates in this state are so high it is important for businesses to make sure they are benefitting from all the options available to their business. Our agents specialize in workers comp coverage. They know the ins and outs of workers' compensation insurance. Let us ensure you are getting the proper credits and policy discounts for your business.

Call an agent today at 888-611-7467 to see how we can help lower your costs on workers' compensation insurance.

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VT Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed for Vermont represent the current insurance rates effective 4/1/2019. Vermont rates are set by the Vermont Department of Labor: Division of Workers' Compensation and Safety. Insurance companies may be able to offer discounts and underwriting credits on policies. We offer Pay As You Go insurance coverage in Vermont. Not all employers will qualify for the lowest rates available or maximum policy credits. We help employers compare rates with more than 35 insurance companies so they get the very best deal in coverage.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$2.79 $3.99

0042 Landscaping Service

$6.50 $9.29

0106 Tree Trimming- Pruning- Removal

$11.97 $17.11

0917 Residential Cleaning Service- Housekeepers

$4.76 $6.80

2121 Breweries- Craft Beers

$1.37 $1.96

2143 Winery- Wine Makers

$3.53 $5.04

2585 Carpet Cleaning

$5.03 $7.19

2589 Dry Cleaning and Laundry Service

$2.49 $3.56

3632 Machine Shop

$3.13 $4.47

3724 Garage Door Installation

$3.69 $5.27

3821 Salvage Yard-Automobile Recycling

$6.31 $9.02

5022 Masonry Construction

$7.42 $10.60

5102 Door and Window Installers

$5.28 $7.55

5183 Plumbing Contractors

$3.77 $5.39

5190 Electrical Work- Electrician

$2.77 $3.96

5221 Concrete Work- Flat Work Cement

$6.25 $8.93

5223 Pool Installation- Pool Maintenance

$5.95 $8.50

5348 Ceramic, Tile and Stone Work

$4.64 $6.63

5437 Trim- Finish Carpenters- Cabinets- Countertops

$5.32 $7.60

5445 Drywall Contractors

$8.52 $12.18

5474 Painting Contractor

$6.51 $9.30

5478 Floor Installers- Wood-Carpet-Laminate

$4.12 $5.89

5535 Metal Building Construction

$6.43 $9.19

5537 HVAC- Heating and Cooling Service/Repair

$4.58 $6.54

5537* Solar Energy Contractors- Installation

$4.58 $6.54

5551 Roofing Contractors

$15.21 $21.74

5606 Asphalt & Paving Work

$1.28 $1.83

5645 Residential Construction- Home Builders- Remodelers- Siding

$8.19 $11.70

6217 Excavation and Grading Work

$5.68 $8.12

6400 Fence Installation & Repair

$9.31 $13.30

7219 Trucking- Short Haul and Long Haul

$8.24 $11.77

7225 Towing Company

$7.81 $11.16

7230 Package and Parcel Delivery

$9.17 $13.10

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$6.80 $9.72

7605 Alarm Installation and Repair

$1.80 $2.57

7720 Security Guards- Patrol Officers

$3.00 $4.29

8006 Gas Stations- Convenient Stores

$2.11 $3.02

8017 Retail Stores- Merchandise- Cannabis Dispensary

$1.27 $1.81

8292 Warehousing and Storage Facility

$3.47 $4.96

8380 Auto Service and Repair- Mechanic

$2.86 $4.09

8393 Auto Body Repair

$2.07 $2.96

8742 Sales Professional

$0.51 $0.73

8810 Clerical- Office Employee

$0.16 $0.23

8824 Retirement Living Centers- Congregate Communities

$3.61 $5.16

8829 Nursing Homes and Assisted Living Facilities

$4.00 $5.72

8831 Animal Shelters and Kennels- Veterinarian

$1.28 $1.83

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.33 $0.47

8835 Home Healthcare Workers

$2.89 $4.13

8842 Group Homes- Temporary Shelters- Disability Facility

$2.44 $3.49

8864 Social Service Organizations- Counseling- Family Services

$1.37 $1.96

8868 Religious Organization- Church- Temple

$0.43 $0.61

8869 Child Care Center- Daycare Providers

$1.09 $1.56

9012 Property Management- Leasing Agent

$1.01 $1.44

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$3.54 $5.06

9015 Building Maintenance-Campgrounds-Camps-RV Parks

$3.67 $5.24

9052 Hotels and Motels

$2.32 $3.32

9060 Golf Courses and Country Clubs

$1.64 $2.34

9063 Fitness Center- Health Clubs- YMCA Programs

$1.18 $1.69

9082 Restaurants- Catering

$1.33 $1.90

9083 Fast Food Restaurant- Concessions- Doughnut Shop

$1.51 $2.16

9083* Mobile Food Truck- Food Cart-

$1.51 $2.16

9084 Bars-Taverns-Nightclubs

$1.61 $2.30

9102 Lawn Service and Maintenance

$2.91 $4.16

9180 Shooting Range- Amusement Park

$8.94 $12.78

9402 Septic Tank Cleaning- Portable Toilets

$5.20 $7.43

9403 Refuse Collection- Garbage- Trash Service

$9.90 $14.15

9516 Electrical Equipment Repair and Service

$6.85 $9.79

Vermont workers comp rates vary by industry class codes and insurance company underwriting standards. Employers' who have an Experience Mod assigned to their company may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. NCCI administers all Assigned Risk policies for the state. Get quotes today or shop for out-of-state workers compensation insurance coverage.

Tough Class Codes

At Workers Compensation, we help Vermont employers with hard to place workers' compensation class codes. We use a diverse line-up of insurance partners. Because we use so many partners, our agents are able to shop your work comp coverage in order to find the best deals for your industry and business type. We can find the right coverage at the right price no matter your industry.

Give us a call today at 888-611-7467 or get started with a free no obligation quote online. It only takes a few minutes. We have already helped thousands of Vermont Businesses buy more affordable coverage. Let us help yours.

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State Resources for Vermont

Vermont Department Of Labor

Division of Workers' Compensation and Safety
National Life Building, Drawer 20
Montpelier, Vermont 05620-3401

National Council on Compensation Insurance (NCCI)

901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

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Find Lower Workers Comp Rates

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Vermont is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in VT. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our VT carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Vermont Work Comp:   Vermont | VT Programs| VT Rates | VT Forms | VT Info | VT Quotes
Workers Compensation Agents #1 Agency in Vermont

At Workers Compensation it is our goal to be the #1 agency in Vermont for Workers Comp Coverage. We partner with more than a dozen insurance providers who are eager to quote your policy. Because of this large network of providers we are confident we can find you the most complete coverage at the absolute lowest rates.

Give one of our Vermont workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Vermont Agency License: 684806
National Producer Number: 5064979

Contact a Vermont Workmans Comp Specialist