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Virginia Workers Comp Rates

Virginia workers' compensation rates continue to increase in 2015.

Virginia is a great state to do business in because it boasts some of the lowest workers' compensation rates in the country. Currently, VA is recognized as the 3rd most affordable state for work comp coverage on average. Rates are almost 32% below the national average offering a competitive advantage to employers.

Our agency has agency contracts with over 35 regional and national insurance companies writing workers compensation insurance in Virginia. We have customers in cities such as Arlington, Hampton, and Norfolk. The industries we serve range across all spectrums including everything from white collar offices to home health care, auto repair, and construction risks.

Call us today to see if you qualify for lower worker comp rates in VA.

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Questions? Call 888-611-7467 Today for Help With VA Workers Compensation Rates

VA Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed for Vermont represent the current insurance rates for 2015. Vermont rates are determined by the Virginia Workers' Compensation Commission and the Bureau of Insurance. Insurance companies are allowed to offer discounts and policy credits up to 25% on coverage. We offer Pay As You Go coverage in Vermont. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$4.01 $6.25

3632 Machine Shop

$2.03 $3.16

3821 Salvage Yard

$5.24 $8.16

5022 Masonry

$5.61 $8.73

5183 Plumbing

$2.81 $4.38

5190 Electrical

$2.45 $3.81

5221 Concrete Construction

$3.66 $5.71

5437 Carpentry/Trim

$4.53 $7.06

5474 Painting

$4.92 $7.67

5478 Flooring

$3.23 $5.04

5645 Carpentry NOC Residential Construction

$8.98 $13.98

7228 Short Haul Trucking

$5.26 $8.19

8006 Gas Station

$1.72 $2.68

8017 Retail Store

$1.20 $1.87

8380 Auto Shop

$2.27 $3.53

8742 Outside Sales

$0.18 $0.28

8810 Clerical

$0.09 $0.14

8832 Doctor's Office

$0.24 $0.37

8835 Home Health Care

$2.14 $3.33

9012 Building Operations by Owner

$0.87 $1.35

9014 Janitorial

$2.03 $3.16

9015 Building Operations by Contractor

$2.00 $3.11

9082 Restaurant

$0.97 $1.51

9083 Restaurant Fast Food

$1.05 $1.63

9102 Lawn Care

$2.32 $3.61

Vermont workers' compensation rates vary by industrial NCCI classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Rate assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. There is no State Fund in Vermont and all assigned risk policies are managed by NCCI.

How Much Does Virginia Work Comp Cost?

There are three main factors used to determine workers comp rates in Virginia: 1) The type of work performed under the NCCI class code. 2) a businesses loss experience expressed in their Experience Modification Factor, and 3) the gross payroll under each code.

Workers' comp insurance rates are higher fro more hazardous industries and operations and for businesses with higher experience mod's caused by claim frequency or severity. Manual insurance rates are established each year by the VA Bureau of Insurance. However, insurance companies are free to offer policy credits and premium discounts based on individual underwriting criteria establish by the insurance companies.

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State Resources for Virginia

Virginia Workers' Compensation Commission

1000 DMV Drive
Richmond, Virginia 23220
Virginia Workers' Comp Commission

VA Bureau of Insurance (BOI)

Tyler Building
1300 E Main Street
Richmond, VA 23218
State Corporation Commission

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Virginia is under the Jurisdiction of the National Council for Compensation Insurance (NCCI). NCCI also administers that Assigned Risk plan and places all State Fund workers comp in Virginia.

Our agency can help employers find guaranteed state fund coverage in VA. If we can't find better coverage with a private insurance provider, we can help purchase a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our VA carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Virginia Work Comp:   Virginia | VA Programs| VA Rates | VA Forms | VA Info | VA Quotes
Workers Compensation Agents Lowest Virginia Rates.

We've built a proprietary database management system to help us track the current rates for all of our insurance carriers. Our licensed agents already know where the best place to shop your coverage because we know which carriers have the best pricing for each of your insurance class codes.

Give one of our Virginia workers compensation Specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Virginia Agency License: 127797
National Producer Number: 5064979

Contact a Virginia Workmans Comp Specialist