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West Virginia Workers Comp Rates

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West Virginia Workers Comp Rates

West Virginia workers' compensation rates remain low in 2015.

Rates on Workers Comp Insurance are good in the state of West Virginia. As of 2014 they were 26 percent lower than the national average, which makes West Virginia the 8th cheapest state in the country to purchase coverage. One main reason for these low rates is the strong partnership the state has with the national Council on Compensation Insurance (NCCI). West Virginia Partners with NCCI to determine rates on workers comp coverage and to be the assigned risk provider for the state fund. This partnership keeps rates fairly low and prevents West Virginia Employers from paying too much for their coverage.

Still many employers do not take advantage of all the programs available to help them get the best coverage for their businesses needs. At Workers Compensation we specialize in helping businesses find work comp coverage at rock-bottom prices. We use a network of more than a dozen insurance providers to shop your insurance and get your business the best value in the industry.

If you are ready you can start a quote online or you can call one of our experts at 888-611-7467.

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WV Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for West Virginia represent the current insurance rates for 2015. West Virginia rates are regulated by the Insurance Commissioner for the State of West Virginia. Insurance companies may be permitted to offer premium related discounts and scheduled credits on all work comp policies. We offer Pay As You Go coverage in WV. Not all businesses will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$4.07 $6.60

3632 Machine Shop

$2.28 $3.70

3821 Salvage Yard

$3.10 $5.03

5022 Masonry

$6.02 $9.76

5183 Plumbing

$1.38 $2.24

5190 Electrical

$1.59 $2.58

5221 Concrete Construction

$2.24 $3.63

5437 Carpentry/Trim

$2.71 $4.40

5474 Painting

$3.48 $5.64

5478 Flooring

$2.74 $4.44

5645 Carpentry NOC Residential Construction

$9.06 $14.70

7228 Short Haul Trucking

$4.34 $7.04

8006 Gas Station

$1.03 $1.67

8017 Retail Store

$0.68 $1.10

8380 Auto Shop

$2.09 $3.39

8742 Outside Sales

$0.30 $0.49

8810 Clerical

$0.15 $0.24

8832 Doctor's Office

$0.19 $0.31

8835 Home Health Care

$1.72 $2.79

9012 Building Operations by Owner

$0.68 $1.10

9014 Janitorial

$1.59 $2.58

9015 Building Operations by Contractor

$2.00 $3.24

9082 Restaurant

$0.70 $1.14

9083 Restaurant Fast Food

$0.79 $1.28

9102 Lawn Care

$2.93 $4.75

West Virginia rates vary by workers' compensation class codes and insurance company underwriting standards. Employers' who have an Experience Mod Rating assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. West Virginia no longer has a State Fund as BrickStreet Mutual Insurance Company was converted into a competitive carrier. NCCI now handles all Assigned Risk policies.

Why do work comp rates differ?

Workers Comp Rates vary by industrial classification codes and by state. They may even differ between areas within a state. Each class code and location is tracked and measured for the overall costs associated with accidents. Rates are determined by this data.

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State Resources for West Virginia

WV Insurance Commissioner

PO Box 50540
1124 Smith St.
Charleston, WV 25305-0540

West Virginia State Fund

National Council on Compensation Insurance (NCCI)
901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

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West Virginia is under the Jurisdiction of the National Council for Compensation Insurance (NCCI). NCCI determines rates set in the state and acts as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in WV. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our WV carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in West Virginia Work Comp:   West Virginia | WV Programs| WV Rates | WV Forms | WV Info | WV Quotes
Workers Compensation Agents We offer better programs and lower rates.

We offer access to the easiest and most affordable commercial insurance programs online. As your dedicated work comp specialist, we can help you find the very best rates by using our partnerships with more than 30 insurance carriers.

Give one of our West Virginia workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

West Virginia Agency License: 100107624
National Producer Number: 5064979

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