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West Virginia Workers Comp Rates

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West Virginia Workers Comp Rates

West Virginia workers' compensation rates remain low in 2019.

Rates on Workers Comp Insurance are good in the state of West Virginia. As of 2018, they were 26 percent lower than the national average, which makes West Virginia the 8th cheapest state in the country. West Virginia has a strong partnership with the national Council on Compensation Insurance (NCCI). West Virginia Partners with NCCI to determine rates on workers comp coverage and to be the assigned risk provider for the state fund.

Many employers in WV do not take advantage of all the programs available to help them get the lowest rates for their businesses. At Workers Compensation we specialize in helping businesses find work comp coverage at rock-bottom prices. We use a network of more than 35 carriers to shop coverage and get your business the lowest rates possible.

Start a quote online, or call one of our experts at 888-611-7467 today.

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WV Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for West Virginia represent the current insurance rates effective 6/1/2019. West Virginia rates are regulated by the Insurance Commissioner for the State of West Virginia. Insurance companies may be permitted to offer premium related discounts and scheduled credits on all work comp policies. We offer Pay As You Go work comp in WV. Not all businesses will qualify for the lowest rates available or maximum policy credits. Compare your workers compensation with over 35 insurance carrier to ensure your get the best price on your policy.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$0.91 $1.50

0042 Landscaping Service

$2.35 $3.88

0106 Tree Trimming- Pruning- Removal

$5.33 $8.79

0917 Residential Cleaning Service- Housekeepers

$1.75 $2.89

2121 Breweries- Craft Beers

$0.54 $0.89

2143 Winery- Wine Makers

$0.93 $1.53

2585 Carpet Cleaning

$1.38 $2.28

2589 Dry Cleaning and Laundry Service

$0.85 $1.40

3632 Machine Shop

$1.44 $2.37

3724 Garage Door Installation

$2.06 $3.40

3821 Salvage Yard-Automobile Recycling

$2.75 $4.53

5022 Masonry Construction

$3.35 $5.52

5102 Door and Window Installers

$2.24 $3.69

5183 Plumbing Contractors

$1.08 $1.78

5190 Electrical Work- Electrician

$1.10 $1.81

5221 Concrete Work- Flat Work Cement

$1.74 $2.87

5223 Pool Installation- Pool Maintenance

$2.29 $3.78

5348 Ceramic, Tile and Stone Work

$1.65 $2.72

5437 Trim- Finish Carpenters- Cabinets- Countertops

$2.33 $3.84

5445 Drywall Contractors

$2.74 $4.52

5474 Painting Contractor

$2.55 $4.20

5478 Floor Installers- Wood-Carpet-Laminate

$1.69 $2.79

5535 Metal Building Construction

$2.96 $4.88

5537 HVAC- Heating and Cooling Service/Repair

$1.72 $2.84

5537* Solar Energy Contractors- Installation

$1.72 $2.84

5551 Roofing Contractors

$7.23 $11.92

5606 Asphalt & Paving Work

$0.54 $0.89

5645 Residential Construction- Home Builders- Remodelers- Siding

$5.05 $8.33

6217 Excavation and Grading Work

$1.56 $2.57

6400 Fence Installation & Repair

$2.57 $4.24

7219 Trucking- Short Haul and Long Haul

$2.79 $4.60

7225 Towing Company

$2.33 $3.84

7230 Package and Parcel Delivery

$3.40 $5.61

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$1.87 $3.08

7605 Alarm Installation and Repair

$0.87 $1.43

7720 Security Guards- Patrol Officers

$1.45 $2.39

8006 Gas Stations- Convenient Stores

$0.75 $1.24

8017 Retail Stores- Merchandise- Cannabis Dispensary

$0.46 $0.76

8217 Excavation and Grading Work

$1.56 $2.57

8292 Warehousing and Storage Facility

$1.35 $2.23

8380 Auto Service and Repair- Mechanic

$1.01 $1.67

8393 Auto Body Repair

$0.57 $0.94

8742 Sales Professional

$0.16 $0.26

8810 Clerical- Office Employee

$0.09 $0.15

8824 Retirement Living Centers- Congregate Communities

$1.25 $2.06

8829 Nursing Homes and Assisted Living Facilities

$1.26 $2.08

8831 Animal Shelters and Kennels- Veterinarian

$0.49 $0.81

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.11 $0.18

8835 Home Healthcare Workers

$0.88 $1.45

8842 Group Homes- Temporary Shelters- Disability Facility

$1.03 $1.70

8864 Social Service Organizations- Counseling- Family Services

$0.81 $1.34

8868 Religious Organization- Church- Temple

$0.15 $0.25

8869 Child Care Center- Daycare Providers

$0.41 $0.68

9012 Property Management- Leasing Agent

$0.50 $0.82

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$1.13 $1.86

9015 Building Maintenance-Campgrounds-Camps-RV Parks

$1.38 $2.28

9052 Hotels and Motels

$0.81 $1.34

9060 Golf Courses and Country Clubs

$0.60 $0.99

9063 Fitness Center- Health Clubs- YMCA Programs

$0.38 $0.63

9082 Restaurants- Catering

$0.44 $0.73

9083 Fast Food Restaurant- Concessions- Doughnut Shop

$0.40 $0.66

9083* Mobile Food Truck- Food Cart-

$0.40 $0.66

9084 Bars-Taverns-Nightclubs

$0.52 $0.86

9102 Lawn Service and Maintenance

$1.32 $2.18

9180 Shooting Range- Amusement Park

$2.66 $4.39

9402 Septic Tank Cleaning- Portable Toilets

$2.67 $4.40

9403 Refuse Collection- Garbage- Trash Service

$4.00 $6.60

9516 Electrical Equipment Repair and Service

$1.57 $2.59

West Virginia rates vary by workers' compensation class codes and insurance company underwriting standards. Employers' who have an Experience Mod Rating assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. West Virginia no longer has a State Fund as BrickStreet Mutual Insurance Company was converted into a competitive carrier. NCCI now handles all Assigned Risk policies. Get coverage in West Virginia or find out-of-state insurance coverage for your employees.

Why Work Comp Rates Vary?

Workers Comp Rates vary by industrial classification codes and by state. They may even differ between areas within a state. Each class code and location is tracked and measured for the overall costs associated with accidents. Rates are determined by this data.

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State Resources for West Virginia

WV Insurance Commissioner

PO Box 50540
1124 Smith St.
Charleston, WV 25305-0540

West Virginia State Fund

National Council on Compensation Insurance (NCCI)
901 Peninsula Corporate Circle
Boca Raton, FL 33487-1362

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Find Lower Workers Comp Rates

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West Virginia is under the Jurisdiction of the National Council for Compensation Insurance (NCCI). NCCI determines rates set in the state and acts as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in WV. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our WV carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in West Virginia Work Comp:   West Virginia | WV Programs| WV Rates | WV Forms | WV Info | WV Quotes
Workers Compensation Agents We offer better programs and lower rates.

We offer access to the easiest and most affordable commercial insurance programs online. As your dedicated work comp specialist, we can help you find the very best rates by using our partnerships with more than 30 insurance carriers.

Give one of our West Virginia workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

West Virginia Agency License: 100107624
National Producer Number: 5064979

Contact a West Virginia Workmans Comp Specialist