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New Hampshire Workers Compensation Rates

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New Hampshire Workers Compensation Insurance
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New Hampshire currently has the 10th highest workers compensation rates in the nation.  A recent study conducted by the OR Department of Consumer Business & Services concluded that New Hampshire's premium rates were approximately 20% higher than the average state with the U.S.

NH employers are highly encouraged to shop their workers compensation rates to ensure they are getting a good deal.  Comp rates vary significantly between insurance companies in New Hampshire as many regional carriers have a limited focus on easier class codes.   

One of our Specialists can help you compare your current workers compensation rates with dozens of insurance companies.  Call us today at 888.611.7467.  Or start a quote online now by clicking NH State.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist


 NH Comp Rates


Hew Hampshire Rates for Select Workers Comp Class Codes

Class Code

Low Rate Fund Rate

0042 Landscaping

$7.45 $12.49

3632 Machine Shop

$3.00 $5.03

3821 Salvage Yard

$6.96 $11.66

5022 Masonry

$11.80 $19.78

5183 Plumbing

$6.21 $10.41

5190 Electrical

$3.52 $5.90

5221 Concrete Construction

$7.76 $13.01

5437 Carpentry/Trim

$6.94 $11.63

5474 Painting

$14.70 $24.64

5478 Flooring

$4.38 $7.34

5645 Carpentry NOC Residential Construction

$12.39 $20.77

7228 Short Haul Trucking

$7.54 $12.64

8006 Gas Station

$2.54 $4.26

8017 Retail Store

$2.15 $3.60

8380 Auto Shop

$4.21 $7.06

8742 Outside Sales

$0.55 $0.92

8810 Clerical

$0.26 $0.44

8832 Doctor's Office

$0.38 $0.64

8835 Home Health Care

$5.33 $8.93

9012 Building Operations by Owner

$1.98 $3.32

9014 Janitorial

$4.05 $6.79

9015 Building Ops by Contractor

$4.48 $7.51

9082 Restaurant

$7.90 $3.18

9083 Restaurant Fast Food

$2.33 $3.91

9102 Lawn Care

$3.05 $5.11

State Resources for Hew Hampshire

NH Insurance Department
21 South Fruit St. Suite 14
Concord, NH 03301-7717
603-271-2261 | 800-852-3416

State of New Hampshire

Department of Labor
95 Pleasant Street
Concord, New Hampshire 03301
(603) 271-3177

NH Workers’ Compensation Division

95 Pleasant Street
Concord, New Hampshire 03301
(603) 271-3174 (claims),
(603) 271-2042 (coverage)

New Hampshire is under the Jurisdiction of the National Council for Compensation Insurance.

Our agency can help NH employers find competitive insurance coverage and guaranteed fund coverage.


Learn more about workers compensation insurance in Alabama

Coverage in New Hampshire

It is the employers responsibility to buy work comp coverage in NH.  However, agents are responsible for advising employers about coverage under the NH Assigned Risk Plan if coverage is declined.  All employers must post a Notice of Compliance (Form WCP-1) once coverage is bound.


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