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Rhode Island Workers Compensation Rates

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Rhode Island ranks 28th in the country for the states with the highest premium rates according to a 2010 report from the OR Department of Consumer Business & Services.  Rhode Island also finished near the middle of the country in premium rates in 2008.  According to the study, Rhode Island rates are 1% below the national median.

While Beacon Mutual has the lions share of workers compensation premium in the state.  Their are plenty of workers compensation companies with lower rates available for most industries and class codes.  Contact one of our Specialists today at 888.611.7467 to find out if your business qualifies for better RI workers comp rates or additional scheduled policy credits and premium discounts.  Or get started now on an online quote and a Workers Compensation Shop.com agent will contact you within 24 hours.

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Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist


 RI Comp Rates


Rhode Island Rates for Select Workers Comp Class Codes

Class Code

Low Rate Beacon Rate

0042 Landscaping

$4.98 Pending

3632 Machine Shop

$3.15 2013

3821 Salvage Yard

$0.00 rate

5022 Masonry

$6.13 updates.

5183 Plumbing


5190 Electrical


5221 Concrete Construction


5437 Carpentry/Trim


5474 Painting


5478 Flooring


5645 Carpentry NOC Residential Construction


7228 Short Haul Trucking


8006 Gas Station


8017 Retail Store


8380 Auto Shop


8742 Outside Sales


8810 Clerical


8832 Doctor's Office


8835 Home Health Care


9012 Building Operations by Owner


9014 Janitorial


9015 Building Ops by Contractor


9082 Restaurant


9083 Restaurant Fast Food


9102 Lawn Care


* Rates are not guranteed and not all employers qualify for the lowest rates available in each state.

State Resources for Rhode Island

Rhode Island Department of Business Regulation

1511 Pontiac Avenue
Cranston, RI 02920
(401) 462-9500

State of Rhode Island


RI Workers’ Compensation Court


One Dorrance Plaza
Providence, Rhode Island 02903
(401) 458-5000

Medical Advisory Board


One Dorrance Plaza
Providence, Rhode Island 02903
(401) 458-3460

RI Workers’ Compensation Advisory Council

194 Smith Street
Providence, Rhode Island 02908
(401) 751-7100

RI Department of Labor and Training

1511 Pontiac Avenue
Cranston, Rhode Island 02920-4407
(401) 462-8000

RI Workers’ Compensation Division

1511 Pontiac Avenue, Building 69, Second Floor
Cranston, Rhode Island 02920-0942
(401) 462-8100

Rhode-Island is under the Jurisdiction of the National Council for Compensation Insurance.  Beacon Mutual is the Assigned Risk Plan Administer for Rhode Island and writes all State Fund coverage.


Learn more about workers compensation insurance in Alabama

RI Work Comp Exemptions

Some exemptions to required coverage for workers compensation in Rhode Island include sole-proprietors, partners, independent contractors, certain real estate agricultural, and domestic employees.  Employers should contact the Rhode Island Department of Insurance for clarification to the exemption rules.


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