Florida Workers Compensation Info (FL)

Available Programs:

 Carrier Risk Tolerance:

Pay As You Go Workers' Compensation

All risks acceptable:  low, medium, and high.

Includes risks such as contractors, trucking, roofing, and temporary staffing.

Direct Bill Work Comp

All risks acceptable:  low, medium, and high.

Pay As You Go General Liability

Contractor and service risks acceptable:  low, medium only

Commercial Insurance- Standard Lines

Most Risks

Commercial Packages- 12 Equal Installs

Non-construction risks only.

PaySmart Payroll & Insurance Management

Available

Workers Compensation Information:

 Owners Wages for Workers' Compensation

Individuals and Partners

$48,900- Annual Minimum (effective 01.01.08).

Construction only- sole proprietors and partners automatically covered and can't opt out.

LLC Members

$18,200- Non-Construction.

$6,400- Construction.

Non-Construction industry LLC's are treated as either a partnership or corporation depending on how entity filed to be taxed.  If corporation, they are statutorily included and classed as Exec Officer.  They may elect to be exempt.  If taxed as partnership, then treated as partners and statutorily excluded.  If full-time, they may elect to be covered.  If covered- treated as employee and included at flat amount.

Construction industry LLC's are treated as a corp. regardless of how filed to be taxed.

Members are statutorily included.  Up to 3 members (owning 10% min) may elect to be exempt.

Corporate Officers: Corporations

$18,200- Min Annual Payroll (effective 01.01.07).

Executives may be excluded by endorsement.  No more than 3 officers may elect exempt (10% min own).

*Notes

 General Liability Information:

 Owners Wages for General Liability:

Individuals and Partners

$16,700- flat annual (effective 09.01.84).

Corporate Officers & Members

$16,700- flat annual (effective 09.01.84).

FL Work Comp Resources & Links:

 FL Workers Compensation Forms:

State of Florida

http://www.myflorida.com/

Florida Department of Financial Services

http://www.fldfs.com/

Division of Workers’ Compensation

http://www.fldfs.com/WC

301 Forrest Building
2728 Centerview Drive
Tallahassee, Florida 32399-0680
 

(850) 921-6966; Fax: (850) 922-6779;

Fraud: (800) 742-2214 (in Florida)

(Department of Insurance, Bureau of Workers’ Compensation Fraud: (850) 413-3116)

Safety: (800) 367-4378 (in Florida), (850) 488-3044
 

E-mail: WorkCompCusServ@dfs.state.fl.us

Workers’ Compensation Oversight Board

http://www.doi.state.fl.us/wc/pdf/2kAR_OversightBoard.PDF

100 Marathon Building
2574 Seagate Drive
Tallahassee, Florida 32399-2152
 

(850) 487-2613, SunCom: 277-2613; Fax: (850) 487-3232

Florida Division of Administrative Hearings

http://www.doah.state.fl.us/internet/

Office of Judges of Compensation Claims

http://www.jcc.state.fl.us/jcc/

Petition for Benefits:
Post Office Box 8000
Tallahassee, Florida 32314-8000
 

Filing:
Post Office Box 6350
Tallahassee, Florida 32314-6350
 

Request for Assignment of Case Number:
Post Office Box 6410
Tallahassee, Florida 32314-6410
 

(850) 487-1911, SUNCOM 277-1911

Florida Division of Vocational Rehabilitation

http://www.rehabworks.org/

2002 Old Saint Augustine Road, Building A
Tallahassee, Florida 32301-4862
(800) 451-4327 (Voice/TDD), (850) 245-3399 (Voice/TDD)

Acord 130 Form

Certificate Request Form

ERM-14 Form

Order Loss Runs (Example)

NCCI Mod Authorization

* Information contained herein is based on the most accurate data as of the time of posting.  Please check with you states Division of Workers' Compensation Insurance for the most up to date information and to verify accuracy.