Workers Compensation Programs

Simple and affordable workers comp programs with more options. Flexible payments. Lower rates. $0 down.

Workers Compensation Insurance Programs

Purchase workers comp coverage the way you want.

We offer programs to help employers buy workers comp coverage the way you want it. Take a look at some of our programs including pay as you go solutions and our integrated payroll workers compensation outsourcing services. We're pretty confident we can help you find lower rates and more affordable coverage for your business.

Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist

Workers Comp Billing | Payment Programs

Pay As You Go Workers Compensation

Our Direct PayGo program allows employers to access our real time pay as you go comp coverage even if they want to keep payroll in house. Clients send us a work comp report each pay period based on actual payroll per class code.

Hartford XactPay | Pay As You Go Program

Our Hartford XactPay Pay As You Go program is designed specifically for direct online reporting or QuickBooks users. It can interfaces with QuickBooks payroll software and automatically forwards payroll and premium data to The Hartford. Exact Premium is automatically debited each pay period.

Payroll Processing Plus Workers Compensation

This is our turn-key solution for employers who want to outsource payroll and tax administration, and maximize cash flow with Pay As You Go workers comp insurance. Get an instant payroll outsourcing quote now.

Equal Workers Comp Payment Plans

Installment programs are designed to improve cash flow by reducing the down payment to 1/12th of total and extending payment over 12 months.

Direct Workers Compensation Billing (Deposit + Installments)

Traditional workers comp insurance programs are based on estimated payroll. They typically have larger premium deposits (usually 15%-25%) with monthly billing. The programs work best for smaller employers with consistent payrolls.

Self Monthly Reporting Programs

A do-it-yourself reporting program for employers who choose to calculate and remit their own premium each month. The program usually requires security deposit.

Retrospective Rating Insurance

Designed for companies with premiums in excess of $250,000 that are seeking an incredibly cost-effective opportunity to reap financial reward from good performance. The Program offers flexible risk-financing without complex captive arrangements, and allows customers to craft a solution that satisfies their own appetite for risk.

Some of our target customers include:

Painting, Carpentry, Masonry, Excavation, Sand & Gravel, Furniture Moving/Storage, Drywall Construction, Plumbing, Landscaping, Tree Pruning, Crane Operations, Trucking, Trash Hauling, Logging, Saw Mills, Manufacturing, Property Management.

Workers Compensation Captive

A program for higher premiums greater than 500k. Allows client customer to share in the risk and reward of premium to loss ratio with the fronting carrier.