Workers Compensation Programs

Simple and affordable workers comp programs with more options. Flexible payments. Lower rates. $0 down.

Workers Comp programs for most industries including contractors, service, medical, and more.

Purchase workers comp coverage the way you want.

We offer programs to help employers buy workers comp the way they want it. Take a look at our standard programs, pay as you go solutions, and our integrated payroll workers compensation outsourcing services. We're pretty confident we can help you find lower rates and a better work comp program for your business.

Questions? Call 888.611.7467 for a Workers Compensation Shop Specialist

Workers Comp Billing | Payment Types

Pay As You Go Workers Compensation

Our Direct PayGo program allows employers to access our real time pay as you go comp coverage even if they want to keep payroll in house. Clients send us a work comp report each pay period based on actual payroll per class code.

Direct Workers Compensation Billing (Deposit + Installments)

Traditional workers comp insurance programs are based on estimated payroll. They typically have larger premium deposits (usually 15%-25%) with monthly billing. The programs work best for smaller employers with consistent payrolls.

Equal Workers Comp Payment Plans

Installment programs are designed to improve cash flow by reducing the down payment to 1/12th of total and extending payment over 12 months.

Payroll - Workers Compensation Outsourcing Service

This is turn-key solution for employers who want to outsource payroll and taxes, and maximize cash flow with Pay As You Go workers comp insurance. Get an instant payroll outsourcing quote now.

QuickBooks Pay As You Go Program

Our Hartford XactPay Pay As You Go program is designed specifically for QuickBooks users. It interfaces with QuickBooks payroll software and automatically forwards payroll and premium data to the carrier. Premium is invoiced via email and automatically debited.

Self Monthly Reporting Programs

A do-it-yourself reporting program for employers who choose to calculate and remit their own premium each month. The program usually requires security deposit.

Retrospective Rating Insurance

Designed for companies with premiums in excess of $250,000 that are seeking an incredibly cost-effective opportunity to reap financial reward from good performance. The Program offers flexible risk-financing without complex captive arrangements, and allows customers to craft a solution that satisfies their own appetite for risk.
Some of our target customers include:

Painting, Carpentry, Masonry, Excavation, Sand & Gravel, Furniture Moving/Storage, Drywall Construction, Plumbing, Landscaping, Tree Pruning, Crane Operations, Trucking, Trash Hauling, Logging, Saw Mills, Manufacturing, Property Management.

Workers Compensation Captive

A program for higher premiums greater than 500k. Allows client customer to share in the risk and reward of premium to loss ratio with the fronting carrier.