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Available Programs: |
Carrier Risk
Tolerance: |
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Pay As You Go Workers' Compensation |
All risks acceptable: low, medium,
and high.
Includes risks such as contractors,
trucking, roofing, and temporary staffing. |
|
Direct Bill Work Comp |
All risks acceptable: low, medium,
and high. |
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Pay As You Go General Liability |
Contractor and service risks
acceptable: low, medium only |
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Commercial Insurance- Standard Lines |
Most Risks |
 |
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Commercial Packages- 12 Equal Installs |
Non-construction risks only. |
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PaySmart Payroll & Insurance
Management |
Available |
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Workers
Compensation Information: |
Owners Wages for
Workers' Compensation |
|
Individuals and Partners |
$16,692- Min
Annual Payroll (effective 07.01.07).
Sole-proprietors
and Partners covered only if endorsed on policy. |
|
LLC Members |
Statutorily
excluded. Partnership status. Treated as
employee.
Applies to members
devoted full-time to business.
Members may elect
to be covered. If covered: $16,692- Min Annual
Payroll (effective 01.01.08). |
|
Corporate Officers: Corporations |
$16,692- Min
Annual Payroll (effective 01.01.08).
Executives may be
excluded by endorsement. |
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*Notes |
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General Liability
Information: |
Owners Wages for
General Liability: |
|
Individuals and Partners |
$28,800- flat
annual (effective 08.01.84). |
|
Corporate Officers & LLC Members |
$28,800- flat
annual (effective 08.01.84). |
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* Information contained herein is based on the
most accurate data as of the time of posting. Please check
with you states Division of Workers' Compensation Insurance for the
most up to date information and to verify accuracy.
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Iowa Workers Compensation Information (IA)
