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Available Programs:

 Carrier Risk Tolerance:

Pay As You Go Workers' Compensation

All risks acceptable:  low, medium, and high.

Includes risks such as contractors, trucking, roofing, and temporary staffing.

Direct Bill Work Comp

All risks acceptable:  low, medium, and high.

Pay As You Go General Liability

Contractor and service risks acceptable:  low, medium only

Commercial Insurance- Standard Lines

Most Risks

Commercial Packages- 12 Equal Installs

Non-construction risks only.

PaySmart Payroll & Insurance Management

Available

Workers Compensation Information:

 Owners Wages for Workers' Compensation

Individuals and Partners

$45,200-  Annual Min Payroll (effective 10.01.07).

Sole-proprietors and Partners covered only if endorsed on policy.

LLC Members

Statutorily excluded.  Partnership status.  Treated as employee.

Qualified members may elect to be covered.

A qualified member is one that participates in the decision making process and the profit and losses.

Corporate Officers: Corporations

$16,848- Min Annual Payroll (effective 10.01.07).

Executives may be excluded by endorsement.

*Notes

 General Liability Information:

 Owners Wages for General Liability:

Individuals and Partners

$27,000- flat annual (effective 07.01.84).

Corporate Officers & LLC Members

$27,000- flat annual (effective 07.01.84).

KY Work Comp Resources & Links:

 KY Workers Compensation Forms:

Commonwealth of Kentucky

http://kentucky.gov/

Kentucky Labor Cabinet

http://www.labor.ky.gov/

1047 U.S. 127 South, Suite 4
Frankfort, Kentucky 40601
(502) 564-3070, Fax: (502) 564-5387
 

E-mail: Susan.Long@ky.gov

Department of Workers’ Claims

http://www.labor.ky.gov/workersclaims/

657 Chamberlin Avenue
Frankfort, Kentucky 40601
 

(502) 564-5550 (Administrative Services, Open Records)

Fax: (502) 564-8250

(Administrative Services), (502) 564-9533

(Ombudsman), (502) 564-5732

(Open Records), (502) 564-0916

(Security and Compliance)

Ombudsman: (800) 554-8601 (Frankfort)

(800) 554-8603 (Paducah)

(800) 554-8602 (Pikeville)

Security and Compliance: (502) 564-5550
E-mail: mailto:JohnW.Mann@ky.gov

Workers’ Compensation Board

http://www.labor.ky.gov/workersclaims/workerscompboard.htm

(859) 246-2773, Fax: (859) 246-2779

Division of Workers’ Compensation Funds

http://www.labor.ky.gov/ows/workerscompensationfunds/

1047 U.S. 127 South, Suite 4
Frankfort, Kentucky 40601
(502) 564-5467; Fax: (502) 564-5112

Workers’ Compensation Funding Commission

http://www.kwcfc.ky.gov/

Street Address:
#42 Millcreek Park
Frankfort, Kentucky 40601

Mailing Address:
Post Office Box 1228
Frankfort, Kentucky 40602-1228

(502) 573-3505, Fax: (502) 573-4023

Kentucky Workers’ Compensation Law (via CompEd, Inc.)

http://www.comped.net/

Acord 130 Form

Certificate Request Form

ERM-14 Form

Order Loss Runs (Example)

NCCI Mod Authorization

* Information contained herein is based on the most accurate data as of the time of posting.  Please check with you states Division of Workers' Compensation Insurance for the most up to date information and to verify accuracy.