about  |  faq |  get quotes  |  request cert  |  contact

Available Programs:

 Carrier Risk Tolerance:

Pay As You Go Workers' Compensation

All risks acceptable:  low, medium only

Direct Bill Work Comp

All risks acceptable:  low, medium, and high.

Pay As You Go General Liability

Contractor and service risks acceptable:  low, medium only

Commercial Insurance- Standard Lines

Most Risks

Commercial Packages- 12 Equal Installs

Non-construction risks only.

PaySmart Payroll & Insurance Management

Available

Workers Compensation Information:

 Owners Wages for Workers' Compensation

Individuals and Partners

$10,400- Annual Minimum (effective 10.01.07).

Covered only if endorsed on policy.

LLC Members

Members are statutorily excluded.  May elect to be subject to the law.

Corporate Officers: Corporations

$10,400- Min Annual Payroll (effective 01.01.91).

Exec Officers owning 25% or more may opt out.

*Notes

 General Liability Information:

 Owners Wages for General Liability:

Individuals and Partners

$28,600- flat annual (effective 07.01.84).

Corporate Officers & LLC Members

$28,600- flat annual (effective 07.01.84).

MA Work Comp Resources & Links:

 MA Workers Compensation Forms:

Commonwealth of Massachusetts

http://www.mass.gov/

Department of Industrial Accidents

http://www.mass.gov/dia/

600 Washington Street, Seventh Floor
Boston, Massachusetts 02111
(800) 323-3249, (617) 727-4900; Fax: (617) 727-6477

TTY: (800) 224-6196
 

Massachusetts Workers’ Compensation Advisory Council

http://www.mass.gov/wcac/

600 Washington Street, Seventh Floor
Boston, Massachusetts 02111
(617) 727-4900, ext. 378; Fax: (617) 727-7122

Workers’ Compensation Rating and Inspection Bureau of Massachusetts

https://www.wcribma.org/mass/

101 Arch Street
Boston, Massachusetts 02110
(617) 439-9030, Fax: (617) 439-6055

Acord 130 Form

Certificate Request Form

ERM-14 Form

Order Loss Runs (Example)

NCCI Mod Authorization

* Information contained herein is based on the most accurate data as of the time of posting.  Please check with you states Division of Workers' Compensation Insurance for the most up to date information and to verify accuracy.