New Jersey Workers Compensation Coverage (NJ)

Available Programs:

 Carrier Risk Tolerance:

Pay As You Go Workers' Compensation

All risks acceptable:  low, medium, and high.

Includes contractors, trucking, roofing, and temporary staffing.

Direct Bill Work Comp

All risks acceptable:  low, medium, and high.

Pay As You Go General Liability

Construction and service acceptable:  low, medium, and high.

Commercial Packages- 12 Equal Installs

Non-construction only.

Workers Compensation Information:

 Owners Wages for Workers' Compensation

Individuals and Partners

$26,520.00- Min Yearly Wage (effective 01.01.08).

LLC Members

Statutorily excluded.  Partnership status, but treated as employee.

Members may elect to be covered, but all members must elect.  Can't be rescinded during policy period.

Corporate Officers: Corporations

$26,520.00- Min (effective 01.01.08).

Maximum payroll for partners, LLC members and corporate officers is $105,560 in NJ.

 General Liability Information:

 Owners Wages for General Liability:

GL & Professional Liability Coverage GL in NJ

Individuals and Partners

$32,300- flat (effective 07.01.84).

Corporate Officers & LLC Members

$32,300- flat (effective 07.01.84).

NJ Resources & Links:

 NJ Workers Compensation

State of New Jersey

http://www.state.nj.us/

Department of Labor

http://www.state.nj.us/labor/

John Fitch Plaza
Post Office Box 110
Trenton, New Jersey 08625
(609) 292-2323, Fax: (609) 633-9271
 

Division of Workers’ Compensation

http://www.nj.gov/labor/wc/wcindex.html

Post Office Box 381
Trenton, New Jersey 08625-0381
(609) 292-2515, Fax: (609) 984-2515
E-mail: dwc@dol.state.nj.us

N.J. Compensation Rating and Inspection Bureau

http://www.njcrib.com/

60 Park Place
Newark, New Jersey 07102
(973) 622-6014, Fax: (973) 622-6110

* Information contained herein is based on the most accurate data as of the time of posting.  Please check with the New Jersey Compensation Rating and Inspection Bureau for the most up to date information and to verify accuracy.