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Available Programs: |
Carrier Risk
Tolerance: |
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Pay As You Go Workers' Compensation |
All risks acceptable: low, medium,
and high.
Includes risks such as contractors,
trucking, roofing, and temporary staffing. |
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Direct Bill Work Comp |
All risks acceptable: low, medium,
and high. |
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Pay As You Go General Liability |
Contractor and service risks
acceptable: low, medium, and high. |
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Commercial Insurance- Standard Lines |
Most risks. |
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Commercial Packages- 12 Equal Installs |
Non-construction risks only. |
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PaySmart Payroll & Insurance
Management |
Available |
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Workers
Compensation Information: |
Owners Wages for
Workers' Compensation |
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Individuals and Partners |
$19,600.00- annual
(effective 04.01.08).
Sole-proprietors
and Partners covered only if endorsed on policy. |
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LLC Members |
Members of an LLC
are considered to be owners and are statutorily
excluded.
They may elect to
be subject to the law. If covered, are treated
as partners and classed as employees but
included at flat amount: ($19,600). |
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Corporate Officers: Corporations |
$11,700- Min
Annual Payroll (effective 04.01.08).
Executives may be
excluded by endorsement. |
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*Notes |
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General Liability
Information: |
Owners Wages for
General Liability: |
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Individuals and Partners |
$26,300- flat
annual (effective 10.01.84). |
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Corporate Officers & LLC Members |
$26,300- flat
annual (effective 10.01.84). |
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* Information contained herein is based on the
most accurate data as of the time of posting. Please check
with you states Division of Workers' Compensation Insurance for the
most up to date information and to verify accuracy.

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