Why is Affordable Coverage Harder for Contractors to Find?
It is no secret that many insurance companies won't even
quote workers compensation coverage for contractors unless
they've been in business for years, have higher premiums,
and have established a low
experience modifier. This leave a large percentage
of contractors scrambling to buy coverage from a carrier
with decent rates and payment terms.
The unfortunate truth is that the construction industry,
as a whole, generates a large percentage of carrier claims.
Additionally, contractors typically have the highest default
rate for policy cancellations and the biggest workers comp
audit problems. However, contractors also represent
a very large percentage of all workers compensation premium
written in the United States.
How Can Workers
Compensation Shop.com Help Contractors?
Our agency is a
national agency specializing in workers comp insurance.
We have access to more insurance carriers writing contractors
workers compensation than most other agencies throughout
the country. Because of our national premium volume
and low claims record, we've been able to establish easier
underwriting guidelines and better rates for many of our
construction and contractor customer.
Contact us today at 888.611.7467 or start a contractor quote
online today to find out if your construction company qualifies
for lower rates, bigger credits, and better payment options.
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Small Contractors Program
Workers Compensation Shop offers a program specifically
designed for small contractors with 1 - 5 employees.
The program offers low rates and better terms for many small
contractors with premiums under $2500.00 annually.
Small Contractor Questionnaire
Ghost Policy
Workers Compensation Shop offers ghost policies for sub-contractors
who require a certificate of insurance but can't afford
to cover themselves on a policy. Learn more about a
ghost policy.
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