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Alabama Workers Compensation

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Alabama Workers Compensation

We help Alabama business owners find more affordable workers' compensation coverage.
Workers Compensation Programs for Alabama. Alabama Work Comp Programs
Learn about Workers Compensation programs available in Alabama.
Alabama workers compensation rates. AL Workers Comp Rates
Find your state workers compensation rates and class codes for Alabama.
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Questions? Call 888-611-7467 for an Alabama Workers Compensation Shop Specialist

Workers Compensation is a national agency, licensed throughout the United States.

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$O Deposit or Minimum Down

Lower Monthly Payments

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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Alabama employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

We offer workers compensation quotes from over 35 insurance carriers selling insurance in AL, making us your best option for lower workers compensation rates, and quotes for tougher work comp class codes in Alabama.

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Alabama Workmens Comp Experts 2019 Rates are Decreasing in Alabama Fast and Easy Workmans Compensation Need Help With Alabama Class Codes?

If you have not shopped your coverage in a while, now is a great time to take advantage of better prices for workers compensation insurance in Alabama. There's a good chance your business will qualify for better rates from one of our insurance markets.

Insurance rates vary significantly between NCCI classification codes. Let our AL Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Combine payroll and workers compensation Faster Workers Comp Quotes Workers Compensation Companies in Alabama Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Alabama. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Alabama can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our best selling programs by industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Alabama

2019 Alabama Coverage Requirements

State workers compensation coverage requirements

Companies with more than four full or part-time employees are required to purchase workers compensation insurance. All construction related businesses are required to purchase coverage regardless of the number of employees.

State workers compensation coverage requirements

Sole-Proprietors and Partners are not required to cover themselves on workers compensation, but they can elect to be covered. A Notice of Election (Form WC1415) form must be filed with he state and insurance company.

State workers compensation coverage requirements

Corporate Officers and LLC Members are automatically included in coverage, but they may elect to be excluded using Form WC14/15.

State workers compensation coverage requirements

Companies with five or more full or part-time employees are required to purchase workers compensation insurance.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a payroll amount of $45,000 for rating purposes. (As of 03/01/2019)

State workers compensation coverage requirements

Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $44,200 and a maximum payroll of $182,000 for the purpose of rating workers comp premium. (As of 03/01/2019)

Alabama Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in Alabama Work Comp:  Alabama | AL Programs| AL Rates | AL Forms | AL Info | AL Quotes
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At Workers Compensation, we help Alabama employers find the best deal on their workers comp coverage. Whether you're looking for Pay As You Go coverage, or you want an installment plan, we can help you find lower rates.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Alabama employers buy more affordable coverage for their business.

Alabama Agency License: 447052
National Producer Number: 5064979

Contact an Alabama Workmans Comp Specialist