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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Alabama employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

We offer workers compensation quotes from over 35 insurance carriers selling insurance in AL, making us your best option for lower workers compensation rates, and quotes for tougher work comp class codes in Alabama.

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Alabama Workmens Comp Experts 2015 Rates are Decreasing in Alabama Fast and Easy Workmans Compensation Need Help With Alabama Class Codes?

If you have not shopped your coverage in a while, now is a great time to take advantage of better prices for workers compensation insurance in Alabama. There's a good chance your business will qualify for better rates from one of our insurance markets.

Insurance rates vary significantly between NCCI classification codes. Let our AL Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Combine payroll and workers compensation Faster Workers Comp Quotes Workers Compensation Companies in Alabama Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Alabama. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.

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Did you know that the cost of a workers comp policy in Alabama can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our best selling programs by industry

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Purchasing Workers Comp Insurance in Alabama

2015 Alabama Coverage Requirements

State workers compensation coverage requirements

Companies with more than four full or part-time employees are required to purchase workers compensation insurance. All construction related businesses are required to purchase coverage regardless of the number of employees.

State workers compensation coverage requirements

Sole-Proprietors and Partners are not required to cover themselves on workers compensation, but they can elect to be covered. A Notice of Election (Form WC1415) form must be filed with he state and insurance company.

State workers compensation coverage requirements

Corporate Officers and LLC Members are automatically included in coverage, but they may elect to be excluded using Form WC14/15.

State workers compensation coverage requirements

Companies with five or more full or part-time employees are required to purchase workers compensation insurance.

2015 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a payroll amount of $41,300 for rating purposes. (As of 03/01/2015)

State workers compensation coverage requirements

Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $41,600 for the purpose of rating workers comp premium. (As of 03/01/2014)

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Learn more about workers compensation insurance in Alabama Work Comp:  Alabama | AL Programs| AL Rates | AL Forms | AL Info | AL Quotes
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At Workers Compensation Shop.com, we help Alabama employers find the best deal on their workers comp coverage. Whether you're looking for Pay As You Go coverage, or you want an installment plan, we can help you find lower rates.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Alabama employers buy more affordable coverage for their business.

Alabama Agency License: 447052
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