Daycare Workers Compensation

Find out if your daycare or child care service qualifies for a better deal on workers comp.

Workers Compensation Insurance Coverage for Daycares

Learn more about our Target Daycare Work Comp Programs.

Child care insurance coverage can be expensive for small business owners. Workers comp rates tend to vary considerably by state and insurance company making it difficult for employers to know if they are getting a good deal on their policy. Our national Agency now offers exclusive Day Care Center programs with several insurance companies to help Professional and in-home centers find the lowest rates on coverage. Get started on your Day Care quote for coverage today.

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Workers Comp Insurance for Day Care Providers

Industry Classes Included in our Daycare Programs

Class Codes
Brief Business Description of Operations we Cover
Child Care Centers- All Employees. This classification typically includes centers that care for both pre-school and school-aged children. It doesn't include traditional schools with before and after school care programs. However this class would include child care centers operated by organizations such as YMCA's and churches.
Drivers and Chauffeurs. This is a common class code utilized for day care centers with vans or buses for transportation.
College- Professional Employees. Adult day care facilities may utilize this code for day time senior care where there is very limited medical care involved. May also be applicable to learning centers.
College- Other Employees. This code would apply to adult care staff who are not in a professional role or utilizes specialized skills. This may include maintenance, grounds keepers, food service and driving.
Massachusetts Only- Child Day Care Centers utilize this code
Contact a Workers Comp Specialist for more information on properly classifying your day care business.
State Availability

All States except ND, OH, WA, and WY

Daycare Highlights

Pay As You Go Work Comp

A Rated Insurance Carriers

New Business Owners

Lapses in Coverage Accepted

Lapses in Coverage Accepted

Our Top Carriers for Child Care Insurance Coverage


AmTrust is a national carrier writing both child care centers and adult care facilities.

Travelers Insurance Company

Travlers offers a target program and great rates for daycare centers with and without medical care.

Markel FirstComp

FirstComp has exceptional rates for small in-home care and professional daycares.

Accident Insurance

AIC's day care program covers adult day care centers and is available in most states.


Employers Insurance is the small business expert for all types of day care centers.

The Hartford

Hartford has complete package solution including Business Owners, Liability, and property coverage.

Our Day Care Categories

Daycare Centers

Learning Centers

Home Child Care

Senior Care

Get Insurance Quotes

We offer additional carriers and all lines of insurance programs for all types of day care and in home child care. Start your quotes online now or give us a call for lower rates on your insurance.

We're your national Day Care Center Insurance Agency.

Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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