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Workers' Comp Coverage for Plumbing Contractors

We've been helping residential and commercial plumbers find affordable coverage for over 15 years. Our Experts understand the unique underwriting requirements from the insurance companies. That's why we've developed programs designed to help you get the best rates and most flexible payment options.

We partner with the best carriers writing plumbing coverage.

Pay As You Go

Improve cashflow and reduce the potential for big audit bills.

Comparison Pricing

Get quotes from multiple insurance companies to ensure the lowest rates.

Claims Management

Our carriers have experienced claim managers to close claims quickly.

Our Top Carriers for Plumbers and Pipefitters Insurance

Markel FirstComp is a national insurance company licensed in all states.

Markel FirstComp

Markel is a national carrier. Markel offers exceptional workers' comp coverage in most states throughout the United States

Markel Insurance

Accident Fund Insurance Company specializes in workers' compensation across the United States.

Accident Fund

Accident Fund Insurance Company of America has a direct focus on writing workers' comp coverage for plumbing and heating contractors.

Accident Fund

The Hartford Insurance specializes in workers' compensation across the United States.

The Hartford

The Hartford is a national insurance carrier with exceptional rates plumbing insurance packages and workers' comp coverage.

The Hartford

Benchmark Insurance Company is a mono-line workers comp carrier doing business in most states.

Benchmark Insurance

Benchmark ia a fast growing carrier expanding into most states. Plumbers insurance in an industry target.

Benchmark Insurance

Travelers Workers Compensation Insurance.

Travelers

Travelers is an outstanding insurance company with a broad appetite and competitive rates. Great for plumbers and pipefitters.

Travelers Insurance

ICW Group is a national insurance company that quotes workers comp in most states.

ICW Group

ICW Group offers great coverage for all types of plumbers. They have outstanding rates for target risks.

ICW Group

Liberty Mutual Workers Compensation Insurance Quotes

Liberty Mutual

Liberty Mutual is a national carrier. They write all lines of coverage and offer great workers comp rates on select class codes.

Liberty Mutual

PIE Insurance began offering competitive rates on work comp in 2019 and are expanding fast.

PIE Insurance

PIE Insurance Company is an A-Rated Carrier. They have been aggressive with rates and have a wide appetite.

PIE Insurance

AmTrust offer workers compensation and general liability in virtually all states with an excellent reputation.

AmTrust

AmTrust Financial provides exceptional value for many business types within the construction industry.

AmTrust Insurance

We help business owners find the very best deal on workers' comp insurance.

The right quote makes a big difference in price.
Shop coverage like a Pro.

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Workers' Compensation Class Codes Related to Plumbing

Employees are grouped into classification codes based on what they do for their job. The National Council on Compensation Insurance (NCCI) currently utilizes nearly 800 class codes to help insurance companies categorize employees. Insurance companies create a manual rate for each class code in order to price a policy.

Properly classifying workers is an important part of the quote process. Mis-classified employers may end up paying too much for coverage or owing too much after an audit.

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Class Code 5183 | Plumbing- All Employees

Businesses primarily engaged in providing the connections and disconnection of pipes related to water, gas or steam. Work may be performed in a residential home or commercial facility. Services often include the installation and repair of faucets, toilets. sinks and equipment such as hot water heaters, refrigerator water lines and hot water heaters. Pipe fitting is included under this class code and does contemplate the installation of tubing for refrigeration units and other related fixtures and appliances.

The installation of underground lawn sprinkler systems are included under the general plumbing class code. All sizes of pipe fitting and related fixtures are included under this class code. However, automatic fire sprinkler installation typically falls under class code 5188- Automatic Sprinkler Installation, in most states.

Alternative State Class Codes for Plumbing:

Many states often use special class codes, other than the class codes recommended by NCCI, for certain industries.

Class Code State
663 | Plumbing Contractors Delaware / Pennsylvania
5184 | Boiler and Steam Pipe New York / New Jersey / California

Synonyms: plumbing, plumbers, boiler and pipe insulation, pump installation, pipe fitting, sewer cleaning, roto rooter insurance, lawn sprinkler install

Workers Compensation Shop.com is licensed in all 50 states. We are proud to offer national multi-state coverage.

Workers Compensation Shop.com is a national Agency, licensed throughout the United States.

Get the Best Plumbing Insurance Coverage

A lot of plumbing companies are overpaying for coverage because their agent does not have access to the lowest cost insurance companies. Other business owners are using installment plans based on estimated payroll that doesn't change as payroll fluctuates. We help our customers find the best insurance rates for each unique state and type of plumbing business. Our Pay As You Go payment plans will improve your business cash flow. We work with new business owners and companies with higher Experience Modification Ratings. We've been writing plumbing contractors since 2005.

Program Features
No Minimum Premium Requirements
Pay As You Go Work Comp - $0 Deposit
Guaranteed Cost and Deductible Options
National Plumbing Insurance Expertise
More Markets for More Solutions
Commercial Package Insurance Options

Lower Plumber Insurance Costs

The cost of business insurance has been increasing for plumbers. General liability and workers' comp insurance have been the major cause of the increase in the cost of coverage. We've partnered with our insurance companies to provide more affordable commercial insurance packages for our customers. Ask about our package insurance options for electricians:

  Workers' Compensation and Employers Liability

  Plumbers Liability Insurance

  Commercial and Personal Property

  Umbrella Liability and more

Not all lines of insurance coverage or all class codes will be available in all states. Contact one of our workers' comp Specialists for program details on general liability and workers' compensation insurance.


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How do I get started?

Here's what we need from you

  • Business details, locations, FEIN or SSN
  • Estimated annual payroll and job duties- class codes
  • Claims info or loss history- if applicable

What Happens Next?

We go find for your best price

  • Our software matches you with top-rated carriers
  • Our agents apply and negotiate your lowest rates
  • We present and recommend your best options

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Pay As You Go Workers Compensation Insurance Options.

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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