Workers Compensation by Accident Fund Insurance Company of America

Get better workers' comp rates with Accident Fund.

Travelers Insurance Company

The Accident Fund Offers Lower Rates on Coverage.

Accident Fund Insurance Company is an exceptional insurance company with extremely competitive rates for their target workers' comp class codes and core states. Accident Fund is a monoline workers compensation company licensed to sell in most states. However, their core states focus on the central states within the United States. Incidental exposures may be written in other states. The Accident Fund is focused on home health, nursing homes, and construction services for 2016.

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Accident Fund Workers' Comp

The Accident Fund is based out of Michigan and primarily write workers compensation in states located throughout the Midwest and Southeast. The Accident Fund is focused on a variety of small to mid-sized companies with 3 or more employees. Accident Fund is an A-Rated insurance company and focuses on the following services and benefits:

  • Exceptional risk management services
  • Medical management and claims expertise
  • Loss control consulting
  • Fraud detection and prevention
Accident Fund Insurance Business Appetite

Accident Fund has worked with over 42,000 employer across the country and only works with select independent agencies, like Workers Compensation Shop, throughout the U.S. They focus on smaller premiums and generally don't write coverage for businesses over $100k in annual insurance premiums.

The Accident Fund has a unique underwriting approach and are often a perfect fit for small to medium businesses who have had minimal losses for three or more years. Accident Fund target accounts include:

Healthcare Services Including:
Nursing Homes
Assisted Living Facilities
Home Health Care
Group Homes
Residential Care
Social Services
Medical Facilities
Rest Homes
Convalescent Homes

Service Organizations:
Auto Services
Body Shop Repair
Oil and Lube Service
Auto Dealers
Automotive Parts Services
Lawn Care Maintenance
Lawn Equipment Repair
Copier Repair and Sales
Daycare Centers
Salons and Spas

Construction Services:
Residential Framing
Drywall Installers
Short Haul Trucking
Carpet and Flooring Installers
Concrete Ready Mix
Door and Window Installation
Glaziers and Windows
Land Grading
Sheet Metal Work
HVAC Installers

Retail Á Wholesale Industry:
Apparel Stores
Grocery Stores
Wholesale Wines
Sporting Goods
Jewelry Stores
Drug Stores
Accident Fund Insurance Company Excluded Classes
Excluded Risks:
Owner Only Policies
Adverse Claims History
Temporary Employment Agencies
Leasing Companies
Horse Training or Riding
Professional Sports Teams
Airline Crews
Real Estate Agencies
Workers Compensation Shop Lands Accident Fund Partnership

Workers Compensation is a national commercial insurance agency specializing in online workers' compensation insurance. Accident Fund is a premier workers' compensation insurance company known for having exceptional rates and service in the core states they serve. Our agency is proud to be an independent agency partner beginning in 2016. We are please to offer Accident Fund Insurance Company quotes as part of our family of insurance solutions.

Contact Accident Fund Insurance Company:

200 North Grand Avenue

Lansing, MI 48901-7990

Wilkes-Barre, PA 18703-0020


Workers' Comp Industry Programs
Accident Fund Core States

Accident Fund is licensed in all 50 states but currently focuses on 19 core states throughout the Midwest and Southeast. We are working hard to add more states with Accident Fund soon.

Give us a call today at (888) 611-7467 for a free, no-obligation Travelers workers compensation Quote

Accident Fund Insurance Company workers' comp policy Independent Insurance Agents Associations

Why Shop Accident Fund Insurance With Us?

How insurance companies determine rates for workers' compensation insurance quotes.

Our Quote Process Makes Us Your Best Choice

Let us negotiate the best price for your worker's comp coverage. Give us a try at 888-611-7467
  • Proprietary comparative rating software system.
  • Large book size to leverage with our carriers.
  • Highly trained agents specializing in workers comp.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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