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Montana Workers Compensation

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Montana Workers Compensation

We help Montana business owners find more affordable workers' compensation coverage.
Workers Compensation Programs for Montana. Montana Work Comp Programs
Learn about Workers Compensation programs available in Montana.
Montana workers compensation rates. MT Workers Comp Rates
Find your state workers compensation rates and class codes for Montana.
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View and complete MT workers compensation forms and applications.
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Find more information about Montana workers compensation insurance.
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Questions? Call 888-611-7467 for a Montana Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Montana employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

With over 35 top rated insurance carriers to quote your work comp coverage, chances are we've got the lowest rates for your business. We often find the most complete coverage at the lowest rates. Ask about our exclusive MT programs.

Pay As You Go Workers Compensation

Coverage for all Montana Employers

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In Montana, rates for workers compensation coverage are more expensive than the national average. Nineteen percent higher as of 2018. This makes it very important that businesses take advantage of every option they have to get the best value for their business. We will shop for you.

Insurance rates vary significantly between NCCI classification codes. Let our MT Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Montana Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Montana. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Montana can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Montana

2019 Montana Coverage Requirements

State workers compensation coverage requirements

All companies who employ one or more full or part-time employees must purchase workers compensation insurance.

State workers compensation coverage requirements

Sole-Proprietors, Partners and LLC Members are excluded from coverage, but they can elect to be covered.

State workers compensation coverage requirements

Corporate Officers are automatically excluded for coverage if they do not receive pay for their work, or engages primarily in household work, or owns 20% or more of the company.  Additional exemptions apply to certain family members related to an Officer.

State workers compensation coverage requirements

Many exemptions are allowed in the state of Montana. It is important for you to consult with an industry professional or with the Montana Department of Labor and Industry to determine if your business is required to carry workers comp coverage.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a annual payroll amount minimum of $10,800 and a maximum of $61,880. (Accurate as of 3/1/2019, last updated by the state on 7/1/2018).

State workers compensation coverage requirements

Corporate Officers and LLC Members who are included for coverage must utilize a minimum payroll of $200 per week ($10,400 Annual) and a maximum payroll of $1,190 per week ($61,800 Annual) (Accurate as of 3/1/2019, last updated by the state on 7/1/2018).

Montana Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in Montana Work Comp:   Montana | MT Programs| MT Rates | MT Forms | MT Info | MT Quotes
Workers Compensation Agents Best Agency in Montana

At Workers Compensation it is our goal to be the #1 agency in Montana for Work Comp Coverage. We partner with dozens of insurance providers who are eager to quote your policy. Because of this large network we are confident we can find you the most complete coverage at the absolute lowest rates.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Montana employers buy more affordable coverage for their business.

Montana Agency License: 737867
National Producer Number: 5064979

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