Free Workers Comp White Paper
Free 10 Day Guide:
10 Strategies To Save Money
on Workers Comp Insurance

Free Workers Comp White Paper

Workers Compensation

Michigan Workers Compensation

Hz Spacer for Workers Compensation Shop

Fast and Easy Insurance Coverage
Contact a Workers Compensation Specialist

Michigan Workers Compensation

We help Michigan business owners find more affordable workers' compensation quotes.
Workers Compensation Programs for Michigan. Michigan Workers Comp Programs
Learn about Workers Compensation programs available in Michigan.
Michigan workers compensation rates. MI Workers Comp Rates
Find your state workers compensation rates and class codes for Michigan.
Michigan Workers Comp Forms Michigan Workers Comp Forms
View and complete MI workers compensation forms and applications.
Michigan Workers Compensation Information MI Workers Comp Information
Find more information about Michigan workers compensation insurance.
Get Workers Comp Insurance Quote
Obtain the best deal on workmans' compenation

Online Workers' Compensation Quotes  Secure • Fast • Easy

Getting workers comp has never been faster or easier.

Or Have an Agent Contact You:

Your Name:



Phone Number:




# Employees:

Zip Code:

  * Required

Questions? Call 888-611-7467 for a Michigan Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

Workkers comp bar

No Deposit or Minimum Down

Workers Comp Shop Vert Spacer

Easy Monthly Payments

Workers Comp Shop Vert Spacer

Tailored Programs

We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Michigan employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

As a national agency specializing in the unique needs of workers compensation, we've leveraged our insurance company relationships to design cutting-edge programs and solutions for target industries in Michigan.

Pay As You Go Workers Compensation

Perfect for all Michigan Employers

Qualify for Premium Discounts

Don't wait for your Michigan rates to increase

Best deal on MI workers comp.

Quote Michigan Workers Compensation With Us Workers Compensation Icon.

Michigan Workmens Comp Experts Get a Free Policy Review Fast and Easy Workmans Compensation Need Help With Michigan Class Codes?

Time is money. And we know business owners have a lot on their plate to get done. Our Michigan work comp Specialists are waiting to review you coverage quickly and thoroughly to ensure you are getter the lowest rates possible for your company's workers compensation insurance.

Insurance rates vary significantly between NCCI classification codes. Let our Michigan Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Michigan Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Michigan. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Michigan can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Michigan

2019 Michigan Coverage Requirements

State workers compensation coverage requirements

Employers with 1 or more employees that work 35+ hours a week for 13 weeks a year or longer are required to purchase workers compensation insurance. Companies with 3 or more part-time employees are also required to purchase coverage.

State workers compensation coverage requirements

Sole-Proprietors are not required to cover themselves on workers compensation insurance. There is not a Michigan exclusion form for sole-proprietors.

State workers compensation coverage requirements

Partner are generally included on a workers comp policy. The may elect to be excluded in the same manner as Corporate Officers.

State workers compensation coverage requirements

Officers of a Corporation  and LLC Members are generally included under work comp coverage but may elect to be excluded under certain circumstances. An Election or Rejection of Coverage Form (WC-338) must be filed with the state and insurance company.

State workers compensation coverage requirements

Executives may only be excluded if the corporation has 10 or fewer shareholders and executive owns at least 10% of stock.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a payroll amount of $20,500 for rating purposes. (As of 01/01/2019).

State workers compensation coverage requirements

Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $26,000 and a maximum payroll of $104,000 for the purpose of rating workers comp premium. (As of 01/01/2019).

Michigan Workers Compensation Insurance Quotes

Workers Comp Insurance Quote Form

Secure Site

Learn more about workers compensation insurance in Michigan Work Comp:   Michigan | MI Programs| MI Rates | MI Forms | MI Info | MI Quotes
Workers Compensation Agents Work Comp in Michigan.

Michigan is an excellent state for workers' compensation insurance. Average rates for the state are approximately 9% below the national average. At Workers Compensation, we help Michigan business owners find the best deal on their workers comp coverage. Let us help place your insurance coverage now.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Michigan employers buy more affordable coverage for their business.

Michigan Agency License: 0092497
National Producer Number: 5064979

Contact an Michigan Workmans Comp Specialist