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We help Texas business owners find more affordable workers' compensation coverage.
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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Texas employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

The benefits of subscribing to Texas workers comp coverage include predictable costs for insurance and fewer forms to complete. Why take a chance on paying a serious claims when you can have peace of mind with affordable coverage.

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Texas Workmens Comp Experts Exclusive Texas Work Comp Programs Fast and Easy Workmans Compensation Need Help With Texas Class Codes?

We specialize in workers compensation insurance. That's why we've been able to develop target programs for employers designed to make it easy to find the lowest rates available for your Texas business. Qualify for a more affordable insurance program today.

Insurance rates vary significantly between NCCI classification codes. Let our TX Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Texas Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Texas. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.

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Did you know that the cost of a workers comp policy in Texas can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

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Workers comp questions   Our best selling programs by industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Texas

2015 Texas Coverage Requirements

State workers compensation coverage requirements

Texas is the only state that does not require employers to purchase workers compensation. Companies that purchase coverage are called Subscribers and companies that do not purchase coverage are Non-Subscribers. Non-Subscribers are still responsible for paying benefits.

State workers compensation coverage requirements

Sole-Proprietors and Partners are automatically included on workers compensation, but they can elect to be excluded.

State workers compensation coverage requirements

Corporate Officers and LLC Members are automatically included in coverage, but they may elect to be excluded by completing a Rejection of Coverage Form.

State workers compensation coverage requirements

Texas requires that all businesses involved in projects for government entities carry workers compensation insurance.

2015 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on a workers compensation policy must use a payroll amount of $55,900 for rating purposes. Each year the amount owner amount changes based on state averages. (As of 10/01/2014)

State workers compensation coverage requirements

Corporate officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $7,800 and a maximum payroll of $62,400 for the purpose of rating workers comp premium. (As of 10/01/2014)

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Learn more about workers compensation insurance in Texas Work Comp:   Texas | TX Programs| TX Rates | TX Forms | TX Info | TX Quotes
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A lot of online companies are really just marketing firms looking to sell your information to insurance agents bidding for leads. At Workers Compensation Shop.com, we're a real agency with a dedicated staff of licensed insurance agents who work exclusively for our agency.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Texas employers buy more affordable coverage for their business. Let us help your business.

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