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We help California business owners find
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Workers Compensation Programs for California. California Work Comp Programs
Learn about Workers Compensation programs available in California.
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Find your state workers compensation rates and class codes for California.
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Questions? Call 888-611-7467 for a California Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.




We work with over 35 workers comp insurance companies across the U.S to shop your insurance coverage for the best price.



With dozens of Pay As You Go and easy installment plans to choose from, you get more flexible options for your business.



We've developed Target Programs with our insurance companies to help find you the right insurance product with lower rates.

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We've developed Pay As You Go workers compensation programs that reduce or eliminate premium deposits and allow California employers to report and pay premium based on actual payroll wages. Reduce your audit risk today.

We've negotiated special terms with many of our insurance partners to offer more flexible payment plans like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

We offer workers compensation quotes from over 35 insurance carriers writing insurance in CA, making us your best option for lower workers compensation rates, and good quotes for tougher workers comp class codes in California.

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Programs for Tough Class Codes

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How To Buy Workers Comp Insurance in California

2019 California Coverage Information

State workers compensation coverage requirements

California requires all employers to purchase workers comp in the state regardless of the number of employees.

State workers compensation coverage requirements

Sole-Proprietors are not required or automatically included for coverage on a workers comp policy, but they can elect to be included. Owners must be endorsed or excluded on the Acord 130 application.

State workers compensation coverage requirements

Partners are automatically included for coverage and can't elect to be exempt.

State workers compensation coverage requirements

Corporate Officers who are the sole shareholder are excluded from coverage, but they may elect coverage. Officers of other corporations are automatically included for coverage and can't be excluded or exempt.

State workers compensation coverage requirements

All LLC Members who work in the business are included for coverage in California. However, non-working LLC Members are excluded from coverage unless the elect to be covered on the Acord and policy.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors who include themselves on workers compensation coverage must use a minimum payroll amount of $52,000 and a maximum of $133,900 for rating purposes. (As of 01/01/2019)

State workers compensation coverage requirements

Partners, Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $52,000 and a maximum of $133,900 for the purpose of rating workers comp premium. (As of 01/01/2018)

California Workers Compensation Insurance Quotes

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Let us negotiate the best price for your worker's comp coverage. Give us a try at 888-611-7467

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California Workmens Comp Experts Uniquely Positioned to Win Business State workers compensation class codes. Find Help With California Class Codes

At Workers Compensation Shop, we're a little old fashioned. We still believe insurance is a relationship business. Sure, our technology is amazing, but trust is even more important to us. We consult and arm our customers with work comp knowledge. Then we advocate on your behalf to shop coverage for you.

California does not utilize NCCI for managing and developing workers comp rates. Instead, California utilizes its own system and rating bureau: Workers Compensation Rating Bureau of California. Our licensed Specialists can help employers navigate and understand California classification codes and more.

Workmans comp programs for small business. Get Faster Workers Comp Quotes Workers Compensation Companies in California Shop 35 Insurance Carriers with Experts

We make the process of getting workers comp quotes fast and easy. We know your time is valuable. That's why we work hard to streamline the quote process, compare your rates, and present your best options as quickly as possible. Get workers' compensation quote options back in 24 hours or less.

Why go it alone? We're a National Agency, and we have tons of carriers offering work comp in California. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in California can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

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Find the very best deal on workers compensation coverage.

Learn more about workers compensation insurance in California Work Comp:  California | CA Programs| CA Rates | CA Forms | CA Info | CA Quotes
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The state of California requires all insurance agencies doing business in CA to be licensed and doing business under a unique registered name. Our California DBA is I-Shop Online Insurance Agency- Agency license number: 0G63217.

We want to help California employers save money on their next workers compensation policy. Give us a call today at 888-611-7467 or get started online. We've already helped thousands of California employers buy more affordable coverage for their business.

California Agency License: 0G63217
National Producer Number: 5064979

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