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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Mississippi employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

Pay As You Go Workers Compensation
Lower Monthly Payments

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

Perfect for all Mississippi Employers
#1 Agency in Mississippi

It is our goal to be the #1 agency in MS for Work Comp. We partner with more than 35 insurance companies who want to quote your policy. Because of our large network, we are confident we can find you the absolute lowest rates.

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Mississippi Rates

Workers Comp Rates in Mississippi are much cheaper than the national average, but they have risen in recent years. As of 2018 they rates are 15 percent lower, but that rate is up 6 percent since 2016. Don't pay too much for your coverage. Now is the time to make sure your businesses is getting the absolute best value for your workers comp coverage needs.

Need Help With Mississippi Class Codes?

Insurance rates vary significantly between NCCI classification codes. Let our Mississippi Workers Compensation Specialists help you determine your most accurate and beneficial workers compensation class codes before you buy a policy. We'll help make sure your business is properly covered and you find the very best deal on insurance.

Faster Workers Comp Quotes

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

Shop Over 35 Insurance Carriers

We're a National Agency, and we have tons of carriers offering work comp in Mississippi. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Mississippi can vary significantly between insurance company, underwriter, and insurance agency?
Find the best deal on workers compensation insurance.

Purchasing Workers Comp Insurance in Mississippi

2019 Mississippi Coverage Requirements

  • All employers with 5 or more employees regularly employed are required to provide workers' compensation coverage. If the employer has less than 5 regular employees workers comp is not required but can be provided voluntarily by the employer.
  • Sole Proprietors, Partners and LLC Members are excluded from coverage, but can elect to be included for coverage.
  • Corporate Officers are included for coverage, but may elect to be excluded if they if they own 15% or more of the company's stock.
  • Independent Contractors are excluded from coverage although special protection is given to employees of subcontractors.
  • The Workers' Compensation Law does not apply to federal employees or certain transportation and maritime employments covered by federal compensation laws.

2019 Payroll Requirements for Owners

  • Sole Proprietors and Partners who are included for coverage must do so at an annual wage of $38,000 (As of 3/1/2019).
  • Corporate Officers and LLC Members who are included for coverage must do so at a salary of no less than $39,000 per year and no more than $$124,800 (Accurate as of 3/1/2019, last updated by the state on 3/1/2019).
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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