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North Carolina Workers Compensation

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North Carolina Workers' Comp

We help NC business owners find more
affordable workers' compensation coverage.
Workers Compensation Programs for North Carolina. North Carolina Work Comp Programs
Learn about Workers Compensation programs available in North Carolina.
North Carolina workers compensation rates. NC Workers' Compensation Rates
Find your state workers compensation rates and common class codes for North Carolina.
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North Carolina Workers Compensation Information NC Workers' Compensation Information
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Questions? Call 888-611-7467 for a North Carolina Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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Exclusive NC Programs

We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow North Carolina employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

Companies that fit with one of our national programs typically save 15-20% on their workers compensation policies. We offer over 25 programs designed to get you the best price on coverage with minimum effort on your part.

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North Carolina Workmens Comp Experts Qualify for Credits and Discounts in NC Fast and Easy Workmans Compensation Get Help With North Carolina Class Codes?

North Carolina is a Competitive Rating state, which means insurance carriers are permitted to offer scheduled premium discounts and policy credits on a workers' compensation quote. At Workers Compensation, we work hard to find the carriers willing to compete for your insurance business.

Insurance rates vary significantly between NCCI classification codes. Let our NC Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Fast Workers Comp Quotes Workers Compensation Companies in North Carolina Compare Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in North Carolina. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in North Carolina can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Work Comp Questions to Ask Your Agent

Workers comp questions   Learn About Pay As You Go Workers Comp

Workers comp questions   See Our Best Selling Work Comp Programs

Find the very best deal on workers compensation coverage.

Workers Comp Insurance in North Carolina

2019 North Carolina Coverage Information

State workers compensation coverage requirements

Generally, all employers with 3 or more regular full or part-time employees are required to purchase NC workers compensation coverage. All corporations, even non-profits, are required to buy coverage if they have 3 employees, even if they are not regularly employed.

State workers compensation coverage requirements

Sole-Proprietors, Partners, and LLC Members are automatically excluded from coverage, but they can elect to be included on the insurance policy.

State workers compensation coverage requirements

Corporate Officers are included on every policy unless they specifically exclude themselves on the Acord 130 workers compensation application.

State workers compensation coverage requirements

Owners need to be very diligent with inclusion/exclusion on the Acord application and policy. Carriers will not allow changes during an workers comp audit.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use an annual payroll amount of $46,900 for rating purposes. (As of 04/01/2019)

State workers compensation coverage requirements

Corporate Officers who are not excluded from workers comp coverage must utilize a minimum payroll of $46,800 up to a maximum annual payroll wage of $93,600 for the purpose of rating workers comp premium. (As of 01/01/2019)

North Carolina Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in North Carolina Work Comp:   North Carolina | NC Programs| NC Rates | NC Forms | NC Info | NC Quotes
Workers Compensation Agents A+ Rating by Better Business Bureau.

At Workers Compensation, we pride ourselves on being the best at workers compensation insurance and customer service. That's why we've worked hard to earn an A+ Rating with the Better Business Bureau. We want to be your North Carolina Work Comp Agency

We invite you to give us a call today at 888-611-7467 or start your quote online. We've already helped thousands of North Carolina employers buy the most affordable coverage for their business.

North Carolina Agency License: 1000079281
National Producer Number: 5064979

Contact an North Carolina Workmans Comp Specialist