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South Dakota Workers Compensation

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South Dakota Workers Compensation

We help South Dakota employers find
affordable workers' compensation coverage.
Workers Compensation Programs for South Dakota. South Dakota Workers Comp Programs
Learn about Workers Compensation programs available in South Dakota.
South Dakota workers compensation rates. SD Workers' Compensation Rates
Find your state workers comp rates and class codes for South Dakota.
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View and complete SD work comp forms and applications.
South Dakota Workers Compensation Information SD Workers' Compensation Information
Find more information about South Dakota workers comp insurance.
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Questions? Call 888-611-7467 for a South Dakota Workers Compensation Shop Specialist

Workers Compensation is a national Agency, licensed throughout the United States.

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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow South Dakota employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

South Dakota is a file and use state which means carries rates may vary significantly depending on class codes and carrier appetites. We offer a broad range of carriers with low rates for easy and hard-to-place workers comp codes.

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South Dakota Workmens Comp Experts South Dakota Rates Fast and Easy Workmans Compensation Need Help With South Dakota Class Codes?

Rates for workers' compensation rates in the state of South Dakota are almost exactly the national average. They have remained stable for the past five years. This is good for employers purchasing workers' compensation coverage, but many business owners do not take full advantage of all the discounts, rebates and programs available to help their business save on workers comp coverage.

Insurance rates vary significantly between NCCI classification codes. Let our SD Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy coverage. We'll help make sure your business is properly covered and that you get the lowest rates and biggest discounts on your next policy.

Pay As You Go workers compensation quotes Best Workers Comp Quotes Workers Compensation Companies in South Dakota Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in South Dakota. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in South Dakota can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

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2019 South Dakota Coverage Rules

State workers compensation coverage requirements

All employers in the state of South Dakota are required to carry Workers' Compensation Insurance.

State workers compensation coverage requirements

Sole-Proprietors and Partners are excluded from coverage, but they can elect to be covered.

State workers compensation coverage requirements

Corporate Officers and LLC Members are automatically included in coverage, but they may elect to be exempt.

State workers compensation coverage requirements

Some exceptions exist to the mandatory workers comp requirement. Some of those exceptions include: Domestic Servants who work less than 20 hours per week and for less than 6 weeks in any 13 week period, farm or agriculture labor and certain elected officials of the state or any subdivision of government workfare participants.

State workers compensation coverage requirements

An exception exists for independent contractors not in the usual course of the employers trade, business, occupation or profession. Some examples of this would be real estate agents and owner-operators of trucks.

State workers compensation coverage requirements

Jury Duty, holiday pay, vacation pay, and sick pay may be excluded from workers' comp premium calculations if detailed records are kept for payroll.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors and Partners who include themselves on workers compensation coverage must use a payroll amount of $40,600 for rating purposes. (Accurate as of 3/1/2019, last updated by the state on 07/01/2018)

State workers compensation coverage requirements

Officers and LLC Members who are not excluded from coverage must utilize a minimum annual payroll of $41,600 and a maximum payroll of $161,200 for the purpose of rating workers comp premium. (Accurate as of 3/1/2019, last updated by the state on 07/01/2018)

South Dakota Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in South Dakota Work Comp:   South Dakota | SD Programs| SD Rates | SD Forms | SD Info | SD Quotes
Workers Compensation Agents Get the Best WC Deals Fast.

At Workers Compensation we know that employers want insurance quotes fast and easy. We've taken the guesswork out of our quoting process by developing predesigned programs for various industries. This allows us to quote you the best rates quick and easy.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of South Dakota employers buy more affordable coverage for their business.

South Dakota Agency License: 10015439
National Producer Number: 5064979

Contact an South Dakota Workmans Comp Specialist