Real Experts- Trusted
What Makes MEM Workers Compensation
MEM is a Missouri based workers compensation carrier, headquartered in Columbia,
with a strong reputation for their excellent safety services and claims management
programs. In 2014 they introduced their new Safety Service Center called WorkSAFE.
With claims and medical costs on the rise, MEM focuses on things that help reduce
the cost of coverage such as:
Missouri Employers Mutual Ins. has a broad appetite for hundreds of business types
and industries throughout the MO state. And they offer four rate tiers to provide
more competitive quotes to businesses who qualify for premium discounts.
MEM has a very broad appetite and will normally quote most Missouri employers
regardless of their class codes. However, some of their target classes of business
for 2014 include:
MEM 2016 Target Classes for MO Workers Compensation:
Missouri Employers Mutual has a strong reputation for superior safety services, loss
prevention services, and claims handling. Their total medical costs per claim are
lower than the national and state averages over the past four years. This often
reflects in their workers compensation rates.
MEM offers valuable safety resources through the WorkSAFE center including sample
drug policies, other workplace policies, and customized industry training for
employers and employees.
Our agency has partnered with MEM to make it easier and more affordable than ever to
shop workers compensation insurance with Missouri Employers Mutual. We're a MEM
Elite Partner and we know how to help employers get the most out of a Missouri
Employers Mutual workers compensation policy. Call us for a free quote today.
Effective January 1 2016, MO State law requires owners and officers to use a payroll
amount of $39,500 to calculate premium. This applies to sole proprietors, partners,
corporate officers, and LLC members. Owners may automatically assign 10% of their
payroll to 8810- Clerical Class Code.
Get Pay As You Go workers compensation from Missouri Employers Mutual. We offer easy
pay solutions designed to improve cash flow and protect your business from large
audit balances with our Pay As You Go options.
Whether you want us to work with your current payroll provider, or you're looking
for a payroll and workers compensation solution in one. Workers Compensation Shop
can help purchase Pay As You Go workers' compensation insurance and find a great
*Workers Compensation Shop is an approved vendor for MEM's EZ-Pay program.
Missouri Employers offer four rate tiers for pricing premium. Rate tier selection is
based on factors such as premium size, loss history, occupational exposure, hazard
analysis, and class code fit.
The industry standard. 15% to 25% down with 3 to 9 installments.
Available with some of our carriers to help improve cash flow and reduce upfront
An improved version of 12 equal installments that helps protect against additional
A proprietary program of generating and paying premium based off of you current
A proprietary program where we report and collect premium from your current payroll
Our own solution for integrating payroll and workers' compensation into one service.
Workers Comp Programs by Industry
Missouri Employers Mutual is headquartered in Columbia, MO. They have branch
locations in Kansas City, St. Louis, and Springfield. Currently, MEM ins. is only
licensed to sell workers compensation in Missouri.
Call us today at (888) 611-7467 for a free, no-obligation Missouri Employers Mutual
Insurance Quote from a MO based agency specializing in workman's comp coverage.