Missouri Employers Mutual Insurance

MEM is a Missouri based workers compensation carrier. They are headquartered in Columbia, Missouri. MEM has a strong reputation for their excellent safety services and proactive claims management programs. In 2014 they introduced their new Safety Service Center called WorkSAFE. With claims and medical costs on the rise, MEM focuses on things that help reduce the cost of coverage such as:

• Contacting injured workers within 24 hours
• In-house nurse case managers to help speed recovery times and return to work
• A generic pharmacy program to reduce the cost of medication
• Specialized staff who manage return to work programs, fraud, complex medical issues, third parties, and major claims
• A strong medical network and claim service partnerships throughout Missouri

Lower MO Work Comp Rates With MEM

Missouri Employers Mutual has a broad appetite for hundreds of business classification and industries throughout the state of Missouri. They offer four rate tiers which help provide more competitive quotes to businesses who qualify for lower rates and more premium discounts. Prior claim costs and the frequency of claims will affect which tier a business is placed in.

MEM has a broad appetite and typically quote most Missouri employers regardless of their class codes. However, some of their target classes of businessinclude:

MEM 2024 Target Classes for MO Workers Compensation:

Superior Safety Services

Missouri Employers Mutual has a strong track record for superior safety services, loss prevention services, and claims handling. Their total medical costs per claim are lower than the national and state averages over the past four years. This often reflects in their competitive workers' compensation rates.

MEM offers valuable safety resources through the WorkSAFE center including sample drug policies, other workplace policies, and customized industry training for employers and employees.

Workers Compensation Shop | MEM

Our agency has partnered with MEM to make it easier and more affordable than ever to shop workers compensation insurance with Missouri Employers Mutual. We're a MEM Elite Partner and we know how to help employers get the most out of a Missouri Employers Mutual workers compensation policy. Call us for a free quote today.

MEM Launches New Multi-State Carrier

MEM recently launched a new carrier called Previsor to help expand its footprint into new states. Previsor will merge with MEM in 2027 and enable MEM to offer workers' comp insurance outside of Missouri on one single policy. Previsor currently operates throughout the Midwest. These states include Arkansas, Illinois, Iowa, Kansas, Nebraska and Tennessee.