Workers Comp for Towing Companies

See if we have better workers comp rates for your tow truck service.

Workers Compensation Insurance for Tow Trucks

Learn more about our Tow Truck Workers Comp Insurance Programs.

Workers compensation for your towing business can be hard to find and pretty expensive to purchase. Depending on your hours of operation and state, it may be impossible to get coverage outside your insurance State Fund. However, we're working hard to create better workers compensation solutions for towing companies in most states across the U.S. Call us today to see if we can help your towing business.

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Workers Compensation for Tow Trucks

Industry Classes Included in our Non-Profit Programs

Class Codes
Brief Business Description of Operations we Cover
7228
Local Towing. This is the same class code used for local hauling with tractor trailers. It applies to most tow truck operators who travel less than 200 miles from their home base to provide towing related services. This class also includes automobile haulaway and automobile repossession operations when performed for banks and automotive sales agencies.
7229
Long Distance Towing. Companies who perform towing of automobiles, trucks, or tractors over 200 miles away from their primary location or residence should utilize this classification code. Includes flatbed towing and repossession services greater than 200 miles.
NOTES
Underwriters evaluate and price tow truck companies on many factors besides the class codes. Towing companies who travel smaller areas, don't provide 24-hour services, and don't do repossession typically get better pricing and more quote options. Call us for more details about our towing programs.
State Availability

All States except ND, OH, WA, and WY

Professional Highlights

Pay As You Go Coverage

A Rated Insurance Carriers

New Towing Businesses

Better Payment Plans

Lapses in Coverage Accepted

Our Top Carriers for Tow Truck Insurance Coverage

Applied Underwriters

Applied Underwriters currently offers short haul programs for towing, dump trucks and delivery under 200 miles.

AmeriSafe

AmeriSafe has a long-haul towing program and offers very competitive workers compensation rates.


UBIC

UBIC continues to expand into more states and offers better rates on all towing and trucking risks.

MEM Insurance

MEM provides exception safety services and is actively quoting many towing operations.


Applied Underwriters

Applied Underwriters offer a high deductible plan and 3 year rate guarantee for larger trucking risks.

Nations Builders Insurance

Available in select states. NBIS provides quotes for car hauling and trailer movers.

Class Sub-Categories

Auto Towing

Commercial Towing

Belt Lift Trucks

Flatbed Towing

Boom Trucks

Mobile Home Towing

Towing Quotes

We offer other quote options and lines of coverage from some of our other insurance companies depending on your state, nature of business, and claims experience. Give us a call today to learn more about our towing programs. And to see if your business qualifies for lower cost coverage on workmans comp.

Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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