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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Maryland employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

Pay As You Go Workers Compensation
Lower Monthly Payments

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

Perfect for all Maryland Employers
Maryland Work Comp Experts.

We're an agency that specializes in Workers' Compensation. We are the best at helping business owners buy the most affordable coverage for their companies. Don't pay too much for your workers' compensation policy.

Get the best advice & Price.
Don't wait for your Maryland rates to increase

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Maryland Rates

Workers Comp Rates in Maryland are 12% cheaper than the national average, but pricing is only one factor in your Workers Comp purchase decision. You should be shopping multiple carriers because Service, Type of Coverage and Pricing are very competitive. We have the knowledge and expertise to find the best value for your Workers' Compensation Policy.

Need Help With Maryland Class Codes?

Insurance rates vary significantly between NCCI classification codes. Let our Maryland Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly classified in the most affordable manner and shop your coverage to ensure you get the very best deal.

Faster Workers Comp Quotes

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

Shop Over 35 Insurance Carriers

We're a National Agency, and we have tons of carriers offering work comp in Maryland. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Maryland can vary significantly between insurance company, underwriter, and insurance agency?
Find the best deal on workers compensation insurance.

Purchasing Workers Comp Insurance in Maryland

2019 Maryland Coverage Requirements

  • In Maryland any business who employs workers must purchase Workers' Compensation Insurance.
  • A Sole Proprietor or Partner is excluded from coverage, but can elect to be included.
  • Corporate officers are included for coverage, but can elect to be exempt.
  • LLC Members who provide a service for monetary compensation are statutorily covered. Those covered, but owning more than 20% or more interest in the LLC may elect to be exempt.

2019 Payroll Requirements for Owners

  • If Sole Proprietors and Partners elect to be covered they must do so at a rate of $56,900 (As of 1/1/2019).
  • Corporate Officers or LLC members who are covered must do so at a minimum annual wage of $57,200.00 and a maximum annual wage of $228,800. (Accurate as of 3/1/2019, last updated by the state on 1/1/20119).
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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