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West Virginia Workers Compensation

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West Virginia Workers Compensation

We help West Virginia employers purchase affordable workers' compensation coverage.
Workers Compensation Programs for West Virginia. West Virginia Workers Comp Programs
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West Virginia workers compensation rates. WV Workers' Compensation Rates
Find your state work comp rates and class codes for West Virginia.
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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow West Virginia employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

With over 35 top rated insurance carriers to quote your coverage, chances are we've got the lowest rates in the industry. For almost every workers compensation class code in WV we can find the most complete coverage at the lowest rates around.

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West Virginia Workmens Comp Experts West Virginia Rates Fast and Easy Workmans Compensation Need Help With West Virginia Class Codes?

In West Virginia, rates on Workers Comp Insurance are good compared to the rest of the country. As of 2014 they were 26 percent lower than the national average. Still many employers are not taking advantage of all the programs available to help them get the best coverage for their businesses needs.

Insurance rates vary significantly between NCCI classification codes. Let our WV Workers Compensation Specialists help you determine your correct workers compensation class codes before you buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in West Virginia Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in West Virginia. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.

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Did you know that the cost of a workers comp policy in West Virginia can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in West Virginia

2016 West Virginia Coverage Requirements

State workers compensation coverage requirements

Most employers are required to carry workers' compensation coverage in the state of West Virginia, with a few exceptions.

State workers compensation coverage requirements

Businesses that are exempt from workers comp coverage include: an employer of fewer than 5 or fewer full-time employees in agricultural services, an employer who is a church, an employer who is engaged in organized professional sports including jockeys and trainers engaged in thoroughbred horse racing and an employer of doemstic services

State workers compensation coverage requirements

Sole Proprietors, Partners, Corporate Officers and LLC members are included for coverage, but may elect to be exempt.

State workers compensation coverage requirements

LLC's may elect to exclude from coverage a total of no more than 4 employees as long as those employees are acting in the capacity of a manager, officer or member of the LLC.

2016 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole Proprietors and Partners if included for coverage must do so at a payroll of $40,500 (Accurate as of 4/1/2016, last updated by the state on 11/1/2015).

State workers compensation coverage requirements

Corporate Officers and LLC Members who are included for coverage must do so at a minimum payroll of $41,600 and a maximum payroll of $161,200 (Accurate as of 4/1/2016, last updated by the state on 11/1/2015).

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Learn more about workers compensation insurance in West Virginia Work Comp:   West Virginia | WV Programs| WV Rates | WV Forms | WV Info | WV Quotes
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At Workers Compensation Shop.com we help West Virginia business owner's find the best deal on their workers comp coverage. No matter what industry or the type of payment option you prefer, we can help you find great rates on workers comp coverage.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of West Virginia employers buy more affordable coverage for their business.

West Virginia Agency License: 100107624
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