Home Healthcare
Workers' Compensation Insurance

We've developed affordable insurance programs for home health and companion care.

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Workers' Comp Coverage for Home Health Agencies

We've been helping home healthcare providers find affordable coverage for over 15 years. Our Experts understand the unique underwriting requirements from the insurance companies. That's why we've developed programs designed to help you get the best rates and most flexible payment options.

We partner with the best carriers writing Home Health coverage.

Pay As You Go

Improve cashflow and reduce the potential for big audit bills.

Comparison Pricing

Get quotes from multiple insurance companies to ensure the lowest rates.

Claims Management

Our carriers have experienced claim managers to close claims quickly.

Our Top Carriers for Home Health and Companion Care

Markel FirstComp is a national insurance company licensed in all states.

Markel FirstComp

Markel is a national carrier. Markel offers home health workers comp coverage in most states throughout the United States

Markel Insurance

Accident Fund Insurance Company specializes in workers' compensation across the United States.

Accident Fund

Accident Fund Insurance Company of America has a very direct focus on writing workers comp coverage of home health.

Accident Fund

Cimarron Insurance Company writes hard to place workers comp in most states.

Cimarron Insurance

Cimarron is a fast growing insurance company providing Pay As You Go coverage for home healthcare service providers.

Cimarron Insurance

Benchmark Insurance Company is a mono-line workers comp carrier doing business in most states.

Benchmark Insurance

Benchmark ia a fast growing carrier expanding into most states. Home health insurance in an industry target.

Benchmark Insurance

Normandy is a fast growing insurance company with a very broad underwriting appetite.

Normandy Insurance

Normandy has some of the lowest filed rates for home health services. They are open in most states.

Normandy Insurance

ICW Group is a national insurance company that quotes workers comp in most states.

ICW Group

ICW Group offers coverage for select In-Home Healthcare Agencies. They have outstanding rates for target risks.

ICW Group

UBIC specializes in tough work comp class codes including home health and heavy construction.

UBIC Insurance

UBIC offers excellent rates as well as loss control resources for home health and residential care services.

UBIC Insurance

PIE Insurance began offering competitive rates on work comp in 2019 and are expanding fast.

PIE Insurance

PIE Insurance Company is a A-Rated Carrier. Traveling Healthcare and Hospice in Home are target class codes.

PIE Insurance

AmTrust offer workers compensation and general liability in virtually all states with an excellent reputation.


AmTrust Financial provides exceptional value for agencies providing attendant care and related home-health services.

AmTrust Insurance

We help business owners find the very best deal on workers' comp insurance.

The right quote makes a big difference in price.
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Workers' Compensation Class Codes Related to Home Health

Employees are grouped into classification codes based on what they do for their job. The National Council on Compensation Insurance (NCCI) currently utilizes nearly 800 class codes to help insurance companies categorize employees. Insurance companies create a manual rate for each class code in order to price a policy.

Properly classifying workers is an important part of the quote process. Mis-classified employers may end up paying too much for coverage or owing too much after an audit.

Class Code 8835 | Home Healthcare- All Employees

Businesses primarily engaged in providing unskilled or skilled nursing services in the home. Services often include personal care services, homemaker and companion services, physical therapy, medical social services, medication administration, medical equipment and supplies, counseling, 24-hour home care, occupation and vocational therapy, dietary and nutritional services, speech therapy, audiology, and high-tech care, such as intravenous therapy.

Alternative State Class Codes for Home Healthcare:

Many states often use special class codes, other than the class codes recommended by NCCI, for certain industries.

Class Code State
8827 California
943 Delaware / Pennsylvania
9051 New York
8828 Texas

Synonyms: in-home healthcare, attendant care, home health care, traveling healthcare, home health agency, in-home hospice

Getting home health Insurance quotes
We understand your business. And we work harder to shop your coverage. Here's what we will want to know:
  • Your business details and location(s)
  • Estimated payroll and class code information
  • Claim details and loss history- if applicable
Home Healthcare Related industries
We help home health agencies with and without skilled nursing staff. Our Specialists know where to shop. Related industries include:
  • Home health & residential care
  • Medical and non-medical companion care
  • Group homes and nursing homes

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Pay As You Go Workers Compensation Insurance Options.

Ask about our Pay As You Go plans designed to improve cashflow and bullet-proof your audits.

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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