Workers Compensation Programs.
Simple, affordable workers comp programs with better payment options. Lower rates. $0 down.
Purchase workers compensation coverage they way your business needs it.
Workers Comp Billing and Payment Options
Pay As You Go Workers Compensation
Our Direct PayGo program allows employers to access our real time pay as you go comp coverage even if they want to keep payroll in house. Clients send us a work comp report each pay period based on actual payroll per class code.
Equal Workers Comp Payment Plans
Installment programs are designed to improve cash flow by reducing the down payment to 1/12th of total and extending payment over 12 months.
Hartford XactPay | Pay As You Go Program
Our Hartford XactPay Pay As You Go program is designed specifically for direct online reporting or QuickBooks users. It can interfaces with QuickBooks payroll software and automatically forwards payroll and premium data to The Hartford. Exact Premium is automatically debited each pay period.
Direct Workers Compensation Billing (Deposit + Installments)
Traditional workers comp insurance programs are based on estimated payroll. They typically have larger premium deposits (usually 15%-25%) with monthly billing. The programs work best for smaller employers with consistent payrolls.
Self Monthly Reporting Programs
A do-it-yourself reporting program for employers who choose to calculate and remit their own premium each month. The program usually requires security deposit.
Retrospective Rating Insurance
Designed for companies with premiums in excess of $250,000 that are seeking an incredibly cost-effective opportunity to reap financial reward from good performance. The Program offers flexible risk-financing without complex captive arrangements, and allows customers to craft a solution that satisfies their own appetite for risk.
Some of our target Retro Program customers include:
Painting, Carpentry, Masonry, Excavation, Sand & Gravel, Furniture Moving/Storage, Drywall Construction, Plumbing, Landscaping, Tree Pruning, Crane Operations, Trucking, Trash Hauling, Logging, Saw Mills, Manufacturing, Property Management Companies.
Workers Compensation Captives
A program for higher premiums greater than 500k. Allows client customer to share in the risk and reward of premium to loss ratio with the fronting carrier.
Workers Comp for Small Business Owners
Our Top Selling Programs by
- Auto Service
- Beauty Salons / Spas
- Home Health / Assisted Living
- Lawn care and Landscaping
- Office and Technology
- Restaurants and Bars
- Artisan Contractors
- Daycare / Child Care
- Janitorial Services
- Non-Profit Organizations
- Professional Services
- Retail Stores / Wholesale Distributors
Get Work Comp Quotes
Our PayGo Programs
Direct PayGo for Business Owners
Easy Pay As You Go workers comp for employers who process their own payroll or use a provider without PayGo. No premium requirements, easier underwriting, and fast quotes.Learn More
Payroll Plus Workers Comp
Outsource your payroll to our preferred payroll partners or ask us to work with your current provider.Learn More
Pay As You Go for Payroll Bureaus
Pay As You Go workers compensation programs for Payroll Bureaus. We offer the most Pay As You Go workers comp plans in the country and manage the back-office administration.Learn More
National Broker Services
Tired of losing workmans comp business to ADP or Paychex? Let us help you offer Pay As You Go workers comp to your customers.Learn More
Shop Workers Comp Programs in Your State
Workers' Comp Programs by State
At Workers Compensation Shop.com, we're always working with our insurance partners to develop target programs so business owners get faster quotes, lower insurance rates, and the perfect workers comp coverage for their industry.
Our target workers' compensation programs enable us to choose the right insurance companies who offer lower rates for the classification codes associated with your business. Don't worry if you can't find a target program for your industry, we can still help you find the very best deal on your next policy.