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Massachusetts Workers Compensation

We help Massachusetts employers find more affordable workers' compensation coverage.
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We've developed Pay As You Go worker compensation programs that reduce or eliminate premium deposits and allow Massachusetts employers to report and pay premium based on actual payroll wages. Reduce your audit risk.

We've negotiated special terms with many of our insurance partners to offer more flexible payment options like 12 equal installments plans and monthly reporting programs to help improve cash flow for our business owners.

With stricter insurance underwriting guidelines for many workers' compensation codes in Massachusetts, other agencies can't offer special industry target programs that help save business owners time and money.

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Massachusetts Workmens Comp Experts Get More Credits and Discounts Fast and Easy Workmans Compensation Need Help With Massachusetts Class Codes?

At Workers Compensation Shop.com we're experts at underwriting workers compensation insurance and negotiating better deals with insurance companies. We've built a national reputation for getting the job done when it come to shopping for the best prices for coverage.

Insurance rates vary significantly between NCCI classification codes. Let our MA Workers Compensation Specialists help you determine your correct workers compensation class codes before your buy a policy. We'll help make sure your business is properly covered.

Pay As You Go workers compensation quotes Faster Workers Comp Quotes Workers Compensation Companies in Massachusetts Shop Over 35 Insurance Carriers

We make the process of getting workers compensation quotes fast and easy. We know your time is valuable. That's why we work harder to streamline the quote process, compare your rates and coverages, and present your best options as quickly as possible. We often have your insurance quotes ready in less than 24 hours.

We're a National Agency, and we have tons of carriers offering work comp in Massachusetts. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.

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Did you know that the cost of a workers comp policy in Massachusetts can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

Workers comp questions   Qualify for Pay As You Go Workers Comp

Workers comp questions   Our Best Selling Programs by Industry

Find the very best deal on workers compensation coverage.

Purchasing Workers Comp Insurance in Massachusetts

2016 Massachusetts Coverage Requirements

State workers compensation coverage requirements

Companies with one or more employees are required to buy workers' compensation insurance. Even companies who employ only family members are still required to have coverage.

State workers compensation coverage requirements

Sole-Proprietors and Partners are excluded from coverage, but they can elect to be covered on the policy Acord form.

State workers compensation coverage requirements

Corporate Officers are automatically included in coverage, but they may elect to be excluded using Massachusetts Affidavit of Exemption for Certain Officers (Form 153).

State workers compensation coverage requirements

LLC Members are not required to carry coverage on themselves in Massachusetts. They may choose to cover themselves on a policy by including members on the Acord 130 Application.

2016 Payroll Requirements for Owners

State workers compensation coverage requirements

Sole-Proprietors, LLC Members and Partners who include themselves on workers compensation coverage must use a minimum payroll amount of $45,700 for rating purposes. (As of 4/1/2016)

State workers compensation coverage requirements

Corporate officers who are not excluded from coverage must utilize a minimum payroll of $10,400 and a maximum of $52,000 for the purpose of rating workers comp premium. (Accurate as of 4/1/2016)

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Learn more about workers compensation insurance in Massachusetts Work Comp:   Massachusetts | MA Programs| MA Rates | MA Forms | MA Info | MA Quotes
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At Workers Compensation Shop.com, we help Massachusetts employers find the best deal on their workers comp coverage. Insurance companies are not the same and their policies can vary in terms of coverages provided, exclusions, and price. We get to know your business fast. Then we get to work finding the right coverage at the lowest prices.

Give us a call today at 888-611-7467 or get started online. We've already helped thousands of Massachusetts employers buy more affordable coverage for their business.

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