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Our Direct PayGo program allows employers to access our real time pay as you go
coverage even if they want to keep payroll in house. Clients send us a work comp
report each pay period based on actual payroll per class code.
Installment programs are designed to improve cash flow by reducing the down
to 1/12th of total and extending payment over 12 months.
Our Hartford XactPay Pay As You Go program is designed specifically for
online reporting or QuickBooks users. It can interfaces with QuickBooks payroll
software and automatically forwards payroll and premium data to The Hartford.
Premium is automatically debited each pay period.
Traditional workers comp insurance programs are based on estimated payroll. They
typically have larger premium deposits (usually 15%-25%) with monthly billing.
The programs work best for smaller employers with consistent payrolls.
A do-it-yourself reporting program for employers who choose to calculate and
remit their own premium each month. The program usually requires security
Designed for companies with premiums in excess of $250,000 that are seeking an
incredibly cost-effective opportunity to reap financial reward from good
performance. The Program offers flexible risk-financing without complex captive
arrangements, and allows customers to craft a solution that satisfies their own
appetite for risk.
Some of our target Retro Program customers include:
Painting, Carpentry, Masonry, Excavation, Sand & Gravel, Furniture
Moving/Storage, Drywall Construction, Plumbing, Landscaping, Tree Pruning, Crane
Operations, Trucking, Trash Hauling, Logging, Saw Mills, Manufacturing, Property
A program for higher premiums greater than 500k. Allows client customer to share
in the risk and reward of premium to loss ratio with the fronting carrier.
Easy Pay As You Go workers comp for employers who process their own payroll or use a
provider without PayGo. No premium requirements, easier underwriting, and fast
Outsource your payroll to our preferred payroll partners or ask us to work with your
Pay As You Go workers compensation programs for Payroll Bureaus. We offer the most
Pay As You Go workers comp plans in the country and manage the back-office
Tired of losing workmans comp business to ADP or Paychex? Let us help you offer Pay
As You Go workers comp to your customers.