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Washington Workers Compensation

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Washington Workers Compensation

We help Washington business owners buy
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Workers Compensation Programs for Washington. Washington Workers Comp Programs
Learn about Workers Compensation programs available in Washington.
Washington workers compensation rates. WA Workers Comp Rates
Find your state workers compensation rates and class codes for Washington.
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View and complete WA workers compensation forms and applications.
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Find more information about Washington workers compensation insurance.
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Washington is a Monopolistic State

The state of Washington is one of the four remaining monopolistic states in the country. This means workers compensation insurance can only be purchased through the Washington State Fund. If you are a Washington employer or you are doing work in the state of Washington you will need to contact the Washington Department of Labor and Industries in order to buy workers compensation coverage:

Washington Department of Labor and Industries
Phone: 1-360-902-5799

Out of State Workers Compensation

Although Workers Compensation can't help employers find coverage in the state of Washington, we often help business owners purchase out-of-state workers comp coverage when they hire or send employees to work in another state. Businesses are required to exclusively purchase workers compensation coverage from the State Fund. If you are an Washington employer doing business outside of the state, or you have employees who live outside of Ohio, please contact one of our Work Comp Specialists at 888-611-7467 to find affordable a workers compensation quotes for other states.

Contact one of Our Workers' Comp Specialists today to learn more about our national and multi-state insurance options or start a quote online if your business needs other state coverage outside of Washington.

Monopolistic Work Comp States

There are four monopolistic states left in the United States. These states have special laws that require all employers in these states to purchase their workers' comp insurance coverage though the state's designated workers compensation program or State Fund. Private insurance companies are not permitted to sell coverage in these four states.

Washington implemented workers compensation laws in 1911, and was one of the first states to have a state insurance fund. The Department of Labor and Industries (DL&I) is tasked with operation the state fund and administering the entire workers compensation system in Washington. The state created an independent arm of DL&I in 1949. The Washington Board of Industrial Insurance Appeals is designed to help employers appeal and settle claim disputes with DL&I

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Washington Workmens Comp Experts Washington Rates Fast and Easy Workmans Compensation Help With Washington Class Codes?

All workers' comp rates are set each year by DL&I. Workers comp rates in Washington will change each year and become effective on January 1st. Employers will typically receive a notice every December with the new rates for each of their classification codes and any changes to their experience modifier.

There are about 300 class codes for Washington and insurance rates often vary significantly between employer classification codes. Washington state rates and class codes are published by the Department of Labor and Industries each year. See 2016 Washington State Workers' Compensation Rates.

Pay As You Go workers compensation quotes Multi-State Insurance Quotes Workers Compensation Companies in Washington Shop Over 35 Insurance Carriers

In other non-monopolistic states, most workers comp policies can be written to provide multi-state coverage with other states coverage listed in section 3a on the policy. This endorses other states onto the insurance coverage. Contact us today if you do work outside of Washington or hire employees in other states.

We're a National Agency, and we have tons of carriers offering work comp in Washington. We have access to over 35 insurance companies with a diverse appetite and competitive rates. Our markets know we expect the lowest rates, bigger discounts, and more policy credits when we request a quote.



Did you know that the cost of a workers comp policy in Washington can vary significantly between insurance company, underwriter, and insurance agency?

Workers comp questions   10 Good Questions to Ask Your Agent

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Purchasing Workers Comp Insurance in Washington

2019 Washington Coverage Rules

State workers compensation coverage requirements

All businesses with one or more full or part-time employees are required to obtain workers compensation insurance. Insurance must be purchased from the State Fund.

State workers compensation coverage requirements

Sole-Proprietors and Partners are automatically excluded from workers' compensation insurance by statute, but they can elect to be covered on a policy.

State workers compensation coverage requirements

Corporate Officers and LLC Members are automatically excluded in coverage, but they may elect to be included for coverage on the application for insurance.

State workers compensation coverage requirements

Companies with one or more full or part-time employees are required to purchase workers compensation insurance in Washington.

2019 Payroll Requirements for Owners

State workers compensation coverage requirements

Business owners, partners, members and officers are generally excluded from workers comp coverage in Washington. The state has limits on the number of owners that can be excluded and the level of control required in order to be considered an owner.

State workers compensation coverage requirements

Business owners can contact an Employer Services Account Manager at DL&I at 360-902-4817

Washington Workers Compensation Insurance Quotes

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Learn more about workers compensation insurance in Washington Work Comp:   Washington | WA Programs| WA Rates | WA Forms | WA Info | WA Quotes
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At Workers Compensation, we help Washington employers find the best deal on their workers comp coverage in other states outside of Washington. Employer who hire employees in other states or send employees to work in other states, are often subject to specific state and regulations. Give us a call before your business works in another state.

Give us a call today at 888-611-7467 or start online. We've already helped thousands of Washington employers find affordable out-of-state coverage for their business.

Washington Agency License: 784334
National Producer Number: 5064979

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